BofA Accelerated Amex Application Question

[jj10939]

Hello all,

I just submitted an application online for the Accelerated Rewards Amex card and it came back with a screen telling me to call in for an instant decision.  The credit department is already closed so I will have to call tomorrow morning but does anyone know what that is all about?  Are they going to ask identity questions or income related?  I'm not worried, just a bit curious. 

It also said if I couldn't call in, they would mail me a decision within 30 days.  Good sign or bad?  Thank you

[Smug]

Just call good sign

[laboi_22]

Sounds good to me. I had the same exact experience. They verified some information then approved me. I've also had a denial a year before that and it clearly stated denied right away. No call in. So I'd say you are as good as approved.

[CS800]

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@Smug wrote:
Just call good sign

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+1

[LS2982]

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@laboi_22 wrote:
Sounds good to me. I had the same exact experience. They verified some information then approved me. I've also had a denial a year before that and it clearly stated denied right away. No call in. So I'd say you are as good as approved.

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Hope you get it OP!

[jj10939]

Well I finally got an answer from Bank of America..."Congratulations!  You have been approved for $5000!"  This is my highest inital credit line and I am stoked!

Just curious for those of you who have this card, what is your CL?

[Anonymous]

Congrats! I was approved for $5k too last month

[drsmith]

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@jj10939 wrote:

Well I finally got an answer from Bank of America..."Congratulations!  You have been approved for $5000!"  This is my highest inital credit line and I am stoked!

Just curious for those of you who have this card, what is your CL?

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Same limit

I believe that's the lowest limit you can be approved for the card with.