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Someone posted the other day their secured unsecured early and went from $500 to $15k. What other secured card does that? AWESOME!!! Makes me regret not asking for $20k instead of $10k. LOL. Next year bet I ask for $30k.
@PlasticOrPlastic wrote:
@One7 wrote:I also had a secured card from them last year and if I recall right it took a couple weeks for mine to come in, those two weeks seem like four though when you are waiting. Might as well call though if you have free time to check. Great card and it will unsecure for you very quickly.
Looking forward to getting it and having it unsecure, seems to me like lots of people have had that experience which is awesome! I was a bit leary to add a secured card to my profile at this point but thought it was better than nothing.
It's weird having it but once the time passes and you get it unsecured you'll be glad you got it. You can PC very easily and they will give big CLIs almost immediately. Once mine unsecured I PCd it to the Travel Rewards, then asked for a CLI and then the next month requested a conversion to a Signature card. All painless and very easy through secured message. Got it all done in less than a year from being approved for it. Good luck. I've heard people getting unsecured in 6 months, mine took 10 though.
@One7 wrote:
@PlasticOrPlastic wrote:
@One7 wrote:I also had a secured card from them last year and if I recall right it took a couple weeks for mine to come in, those two weeks seem like four though when you are waiting. Might as well call though if you have free time to check. Great card and it will unsecure for you very quickly.
Looking forward to getting it and having it unsecure, seems to me like lots of people have had that experience which is awesome! I was a bit leary to add a secured card to my profile at this point but thought it was better than nothing.
It's weird having it but once the time passes and you get it unsecured you'll be glad you got it. You can PC very easily and they will give big CLIs almost immediately. Once mine unsecured I PCd it to the Travel Rewards, then asked for a CLI and then the next month requested a conversion to a Signature card. All painless and very easy through secured message. Got it all done in less than a year from being approved for it. Good luck. I've heard people getting unsecured in 6 months, mine took 10 though.
Baller I know you love you some BofA! Thats why you're my go to BofA guy! One7, thats some awesome info as well, I'm hoping if I garden for the entire time its secured I'll have no problem getting a nice CLI and possible PC. It is one of the best secured options I've seen, and I recommend it to people looking to build credit. They figure it must be good if I have decent cards and still got it Thanks for all the info and responses...makes waiting even more painful lol.
@baller4life wrote:
Hey dude.....I'm a girl...... I get that ALL the time. Fyi, chicks can ball too!!!
Seriously!? I thought to myself before posting that...theres a chance baller is a girl but hey chances are its a guy. I'm very sorry for that lol, and yes chicks can ball too...just thought chances were good its a dude! Again my fault
Edit: I called BofA on my lunch break and the secured card was approved (99/500 program). My card is in the mail and should be here this week! CSR admitted their status website has been glitchy...so that made me feel better.