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BofA Interest Rate Promo Email---2.99% APR

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Credit_hawk
Established Contributor

BofA Interest Rate Promo Email---2.99% APR

Hey guys,

I wanted to check in as I always try to do when I have something helpful to share. Check your email! I received a 2.99% APR promo for 9 months in my email today. Bank of America is pushing it as a limited time holiday promotion. I've not seen too many unsolicited BOA APR promotionals that aren't balance transfers. But they're out there. The enrollment deadline is 12/31/19.

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: BofA Interest Rate Promo Email---2.99% APR


@Credit_hawk wrote:

Hey guys,

I wanted to check in as I always try to do when I have something helpful to share. Check your email! I received a 2.99% APR promo for 9 months in my email today. Bank of America is pushing it as a limited time holiday promotion. I've not seen too many unsolicited BOA APR promotionals that aren't balance transfers. But they're out there. The enrollment deadline is 12/31/19.


Thanks for posting!  ..someone else just mentioned the same in another thread.

I will have to check emails to see if BoA Heart's Me.

 

Message 2 of 8
AllZero
Mega Contributor

Re: BofA Interest Rate Promo Email---2.99% APR

Thanks for the tip.
Message 3 of 8
AverageJoesCredit
Legendary Contributor

Re: BofA Interest Rate Promo Email---2.99% APR

All i get are rejections or solicitations for a Boa Business cardSmiley Wink. Shah! You wont approve snymore cli or 2nd card but youll approve me a biz card. Im dumb not stupidSmiley Wink
Message 4 of 8
DaveInAZ
Senior Contributor

Re: BofA Interest Rate Promo Email---2.99% APR

I got my email offer today: 9.99% for "new purchases" for "twelve billing cycles". I'll activate the offer (link in email to accept), but doubtful if I'll take advantage, 9.99% is more than I'm willing to pay, I'd take 2.99%. But be careful if you get & accept this offer, buried in the small print:

"You will pay interest on any pre-existing purchase balance, unless you paid the entire balance in full prior to taking advantage of this promotional offer."

- Kinda sneaky there in my opinion. My 11/8 statement balance is $97.91. So I take this as meaning I need to pay that in full, and then activate the offer before my 12/8 statement? Or, if I want to stretch it out for an additional month, pay the 12/8 statement balance before 12/31 and then activate the offer.

Message 5 of 8
gdale6
Moderator Emeritus

Re: BofA Interest Rate Promo Email---2.99% APR

2.99 for a year came this morning, have till end of year to activate it.

Message 6 of 8
JR_TX
Valued Contributor

Re: BofA Interest Rate Promo Email---2.99% APR

And that’s what we like the power to do!’
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 7 of 8
frugal47374
Regular Contributor

Re: BofA Interest Rate Promo Email---2.99% APR

I received a letter yesterday with a 0% offer (Travel Rewards) for 9 months.  (No e-mail.)

 

I will, of course, be making maximum use of that.  (If you  have accepted a "9 month" offer, what do they mean?  Exactly 9 months from date you accept?  The next 9 billing cycles?  Somthing else?)

 

Message 8 of 8
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