BofA requesting a CLI or wait?

[Creditplz]

My DW opened her 3-2-1 in December of last last year, she got an instant approval offfff $1,000.... with a 760 EX at the time.
Well now she wants to request a CLI and paid the balance of $997.52 off yesterday, it reports tomorrow on her TU which is what BofA usually pulls for CLI?. Should she pull the trigger tomorrow or let it go another statement of $0 balance? Her balance last month on BofA was $188.

[Anonymous]

She's definitely been up for a CLI for a long time. With the balance at zero now, I'd app the second it posts to her CR. They did pull TU for me and I'm assuming you already know it is a HP. With her score, it should be a big ole bump! 

[AverageJoesCredit]

+100 Noxqs!.

Shes got a year worth of history and from what i understand, they like big payments. Even though they are hp, i think Boa's are worth it. Go for it

[Anonymous]

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@Anonymous wrote:

She's definitely been up for a CLI for a long time. With the balance at zero now, I'd app the second it posts to her CR. They did pull TU for me and I'm assuming you already know it is a HP. With her score, it should be a big ole bump! 

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I agree wait for her profile to update and hit the button. Aim high!

[Marcos8]

Just going on my own reporting history trends I'd wait 7-10 days. From my experience it seems that once a statement cuts it shows up on EX within about 3 days and on TU within about a week. Make sure it has reported and that the reports have updated before pulling the plug.