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Buh-Bye OpenSky!

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Anonymous
Not applicable

Buh-Bye OpenSky!

Just closed my OpenSky secured card this morning!

 

Unfortunately the deposit will take 4-6 weeks to arrive and my AAoA will take a slight hit [after 10 years Smiley Very Happy], but a nice $300 check after Christmas will be more than welcome!

 

Phase 1 of my credit journey is complete, time to use Discover and AMEX for the next 6 months and hope for CLISmiley Happy

Message 1 of 13
12 REPLIES 12
baller4life
Super Contributor

Re: Buh-Bye OpenSky!

Congrats. And your AAOA will not take a hit. Closed cards remain on reports 10 years. 😃
Message 2 of 13
Anonymous
Not applicable

Re: Buh-Bye OpenSky!


@baller4life wrote:
Congrats. And your AAOA will not take a hit. Closed cards remain on reports 10 years. 😃

Yeah that was a brain fart on my end, it's still early and I haven't had my coffee yet, but thank you! Smiley Happy

Message 3 of 13
Anonymous
Not applicable

Re: Buh-Bye OpenSky!

Congratulations! Stepping past secured cards is a huge step on the road to recovery. Take a victory lap!

Message 4 of 13
Anonymous
Not applicable

Re: Buh-Bye OpenSky!


@Anonymous wrote:

Congratulations! Stepping past secured cards is a huge step on the road to recovery. Take a victory lap!


Thank you!Smiley Happy

Message 5 of 13
dstew201
Regular Contributor

Re: Buh-Bye OpenSky!

Congrats!!!!!  

Message 6 of 13
laurenjessica
Frequent Contributor

Re: Buh-Bye OpenSky!

Congrats! I dropped mine over the summer Smiley Happy

Btw, mine still reports as open to the bureaus with a $0 CL
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 7 of 13
Anonymous
Not applicable

Re: Buh-Bye OpenSky!


@ljthomas wrote:
Congrats! I dropped mine over the summer Smiley Happy

Btw, mine still reports as open to the bureaus with a $0 CL

Awesome! Thanks for the info.

 

How long did it take for you to receive your deposit back?

Message 8 of 13
laurenjessica
Frequent Contributor

Re: Buh-Bye OpenSky!

A loooooong time lol

I would hope for 4 weeks, but expect the whole 6.
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 9 of 13
Anonymous
Not applicable

Re: Buh-Bye OpenSky!


@ljthomas wrote:
A loooooong time lol

I would hope for 4 weeks, but expect the whole 6.

Oh boy - thank you!

Message 10 of 13
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