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Quicksilver question

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Anonymous
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Quicksilver question

Good morning my FICO friends! I have a question. A couple of days ago I did some product changes on my Capital One Accounts. Originally I had the Platinum MasterCard, Quicksilver 1 MasterCard and the Quicksilver Visa. I switched the Quicksilver Visa to the Venture, and the Platinum to the no annual fee Quicksilver. My regular Quicksilver will never become the Visa Signature because it has to stay at a MasterCard. They can't change the logo on the cards. I am wondering because I was under the impression that the lowest starting line for the Quicksilver no annual fee was $3,000. Well I had my Platinum MasterCard at only $1,500. When they did the product change it stayed at $1,500. I asked them for a credit line increase using the luv button. When I got my lovely document back, it stated that I recently had a credit line increase, which was in July. I know that typically they don't do credit line increases of less than six months apart, but I'm wondering if I call if this would be a different situation since technically I'm supposed to be at a minimum of $3000, right? Anyone been through this with this particular card or any other cards? Thank you in advance :-)
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2 REPLIES 2
laurenjessica
Frequent Contributor

Re: Quicksilver question

The minimum is only for the Visa. Any Platinum that you convert will be turned into a no AF Quicksilver MasterCard. I also converted my Platinum into this back when it was at $1500. There is definitely no $3000 rule and it's not a valid reason for a recon on a denied CLI. Wait until next month and hit that luv button when it's been a full six months Smiley Happy
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
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disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
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toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

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Message 2 of 3
OmarGB9
Community Leader
Super Contributor

Re: Quicksilver question

+1. The minimum $3k is only for new apps, not PCs

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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