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Building Credit from Scratch

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PointLager
Established Contributor

Re: Building Credit from Scratch

Oh and ever since I've hot 6m credit history in the US, discover has been junk mailing me weekly. No thanks.
Message 11 of 13
subwaysandwich
Frequent Contributor

Re: Building Credit from Scratch

I had no credit 5 months ago, and now I have all prime lenders and 730+ FICO scores.

Message 12 of 13
takeshi74
Senior Contributor

Re: Building Credit from Scratch


@Anonymous wrote:

 

Does my plan look reasonable?  Or does it look like I will be declined for all of them and I should go the secured route?


Impossible for us to say.  If you do get declined for unsecured then you'll have to consider secured.  Credit unions with more lax criteria are also the general recommendation for those building/rebuilding.

Message 13 of 13
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