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Building Credit

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Anonymous
Not applicable

Re: Building Credit

If you put 10000 for your income, they will more than likely decline you for anything further because you have too much credit.
Message 11 of 18
Creditaddict
Legendary Contributor

Re: Building Credit


@Anonymous wrote:
If you put 10000 for your income, they will more than likely decline you for anything further because you have too much credit.

WRONG (sorry)

Message 12 of 18
Anonymous
Not applicable

Re: Building Credit

Requested my increase, now up to $10,000! Yay!

Thanks, guys.

Message 13 of 18
Jarrodpd
Regular Contributor

Re: Building Credit


@Anonymous wrote:
If you put 10000 for your income, they will more than likely decline you for anything further because you have too much credit.

When ever I did my 61 day CLI I put down my income and available assets. It gave me my full 3X CLI which was $200 more than I reported. 

USAA Platinum Mastercard: $8000
American Express HHonors no AF: $12000
American Express Premier Rewards Gold: NPSL
American Express Platinum: NPSL
US Bank Cash+ Visa Sig: $5100|Chase Freedom: $7000|Chase Sapphire Reserve: $10000
Total combined CL:$42,100|Exp: 763(788Amex)|Equ: 759|Tu: 769 (04 May 2016)
Message 14 of 18
Anonymous
Not applicable

Re: Building Credit

I agree with not putting 10000 as income. I know discover might decline you instantly. In their fine print it says minimum income required is 10000 .
Message 15 of 18
Broke_Triathlete
Valued Contributor

Re: Building Credit

So for future CLI should I put my household income or just mine? I've only been doing mine and if it helps I'll start doing household.

Personal:

Business:


Message 16 of 18
newhis
Valued Contributor

Re: Building Credit


@Anonymous wrote:

Requested my increase, now up to $10,000! Yay!

Thanks, guys.


Congrats! 

 

You still report 10,000 as your income?

Message 17 of 18
Anonymous
Not applicable

Re: Building Credit

I reported $10,500 (which is true)

Message 18 of 18
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