Re: Buying gift cards on quicksilver

taxi818 · ‎12-24-2014

Want to get last few gift cards out the way. Can I use it buy cards without AA

ScoreOrBeScored · ‎12-24-2014

Yes you may. How much are you intending to buy ?

taxi818 · ‎12-24-2014

@ScoreOrBeScored wrote:
Yes you may. How much are you intending to buy ?

About $150. Worth. Not a lot. 6 25 dollar cards. Hope no AA.

Anonymous · ‎12-24-2014

The QS is 1.5% on EVERY purchase; not a category card. There would be no reason to be worried about AA.

uswala · ‎12-24-2014

@Anonymous wrote:
The QS is 1.5% on EVERY purchase; not a category card. There would be no reason to be worried about AA.

+1.

abbafan · ‎12-24-2014

What's AA?

Discover IT $15500, Barclay Rewards $12380, Barclay Ring $13000, Cap1 Savor $7250, Chase Freedom Unlimited $9000, Best Buy Visa $12000 , Bethpage Low Rate MC - $9000, Bethpage LOC - $15000, CITI Double Cash - $21000
EQ 783
TU 798
EX 767

SunriseEarth · ‎12-24-2014

AA = Adverse Action. This could include CLD or account closure.

chalupaman · ‎12-24-2014

@taxi818 wrote:
Want to get last few gift cards out the way. Can I use it buy cards without AA

I don't think you have anything to worry about man. This isn't Amex. Lol.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎12-24-2014

@taxi818 wrote:
Want to get last few gift cards out the way. Can I use it buy cards without AA

It's only 1.5% I wouldn't worry about it.

Anonymous · ‎12-24-2014

@Anonymous wrote:
The QS is 1.5% on EVERY purchase; not a category card. There would be no reason to be worried about AA.

While I agree with no need to worry, don't think that follows from the non-category. If I bought $100K in Visa GC a month, Capital One might stil object as the rewards are much more than expected.

Buying gift cards on quicksilver

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Buying gift cards on quicksilver