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Buypower card.

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FixMyCredit1992
Established Contributor

Buypower card.

Is this thing a joke?

 

5% on the first 5k, cool beans. Then 2% on the rest, no limits.

 

BUT...it can ONLY be used towards a new car.

 

So each year, the max of 5% is on 5k. So if you spend 5k a year, it's a whopping $250.

 

So lets say you charge another 24k (2k a month) on the card that year, netting another $480.

 

Year one, you have $730, but again..only towards a new car.

 

So if you keep this card 10 years, you might come close to 10k, which is still about half the price of a new car.

 

 

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Message 1 of 15
14 REPLIES 14
jamesdwi
Valued Contributor

Re: Buypower card.

did they Hire Chase's card designer? To me the card looks like they Merged  Chase Slate with CSP, in plastic of course... 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 2 of 15
Involver
Valued Contributor

Re: Buypower card.

But if you want a really low limit WEMC ...

Message 3 of 15
taxi818
Super Contributor

Re: Buypower card.

FixmyCredit1992

why are you looking at that.

Didnt you promise you are in the garden 6 months of longer after your last spree.?

 

hmm. Put the freezer on. back away from myfico. slowly. and get the electric lawn mower out. Go to the garden slowly. now.

Message 4 of 15
CreditMagic7
Mega Contributor

Re: Buypower card.


@Involver wrote:

But if you want a really low limit WEMC ...


+1

 

.....and try $600 Low Limit on for size as well as a wasted HP resulting in a denial for ANY CLI at 1 year. Amateurs to say the least. Try doing anything with it for 5% before maxing it out or running mega multiple payments thru it. Ok, fool me once shame on you, and that's where it ends. Discover + BuyPower = SD under this roof. Ugh

Message 5 of 15
chalupaman
Super Contributor

Re: Buypower card.

Please just focus on the cards you have now. I don't understand why you want more and more. I understand the excitement when it comes to apping and being approved for new cards but there's some point where you have to settle down and where you get tired of it.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 15
CreditMagic7
Mega Contributor

Re: Buypower card.


@chalupaman wrote:

Please just focus on the cards you have now. I don't understand why you want more and more. I understand the excitement when it comes to apping and being approved for new cards but there's some point where you have to settle down and where you get tired of it.


Yeah, enough already.

WORD OF ADVICE: Scout and ask questions to your heart's content but take a break from apping awhile. It will serve your profile much better even it's a single quarter garden period = 3 months. Or else you risk experiencing frustration and an even longer time period to bring in the Limits that you expect Smiley Wink

Message 7 of 15
baller4life
Super Contributor

Re: Buypower card.

You guys are wasting your breath. This has been going on for MONTHS. He is NOT going to listen to any of you. PERIOD. He will continue to app haphazardly till his lil heart is content. So just grab a cocktail and sit back and enjoy the show. Smiley Wink
Message 8 of 15
taxi818
Super Contributor

Re: Buypower card.

Lmao. Hilarious. Smiley Happy
Message 9 of 15
chalupaman
Super Contributor

Re: Buypower card.

Even CreditAddict at one has told him to slow down at one point. Oh well.

 

As for FMC1992, if you really want this card, don't be surprised when you're not able to get something way better later on.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 15
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