Re: Bye, bye, Credit One!

lithium78 · ‎01-19-2012

I just closed my Credit One card and gleefully cut it up into tiny pieces. No more $8.25 monthly fees! No more interest charged without a grace period! No more being asked to pay for CLIs! Huzzah! It is a new day. :-)

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge

afbar1114 · ‎01-19-2012

congrats what kind of cards did you replace it with?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

ChesterPDexter · ‎01-19-2012

I remember getting rid of them. It's a happy memory!

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.

Guava · ‎01-19-2012

Moving up aren't we! Grats!

Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean

Take the FICO Fitness Challenge

lithium78 · ‎01-19-2012

@afbar1114 wrote:
congrats what kind of cards did you replace it with?

I have a BOA 123 Cash Rewards card, a Discover More, and a Walmart Discover. :-)

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge

Anonymous · ‎01-19-2012

Wow super nice!

seattletravels · ‎01-19-2012

Congratulations! Must feel nice to get rid of them!

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

LS2982 · ‎01-19-2012

@lithium78 wrote:
I just closed my Credit One card and gleefully cut it up into tiny pieces. No more $8.25 monthly fees! No more interest charged without a grace period! No more being asked to pay for CLIs! Huzzah! It is a new day. :-)

Congrats!! Mine has a June execution date

EQ FICO 548 3/3/16

Anonymous · ‎01-19-2012

SHAAAZAAMMMM!

pizzadude · ‎01-19-2012

Congrats !! And Buh~bye !!

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Bye, bye, Credit One!

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Bye, bye, Credit One!