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C'mon Target...

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Drew
Frequent Contributor

C'mon Target...

It's already been over a year with perfect payment history and 150% usage every month; yet, I still havent received a CLI.  I am so damn annoyed right now.  This is literally the only card I have with a credit limit less than $5000.00.  I've tried, what I believe to be, every available channel of communication to get a CLI from them without success.  Smiley Mad

Can anyone shed some light on how to best bring this to the attention of Target?

Message 1 of 47
46 REPLIES 46
nursepower
Established Contributor

Re: C'mon Target...

Try to close the card and voice that as the reason when they ask....because they do ask and then give all types of reasons on why you should keep it. Maybe they will offer higher limit if you tell them that's why your closing it. 

BK DC 10/18/18
Walmart $400 | Target $500 | Playstation Visa $750 | Petco MasterCard ? | Best Buy Visa $2000 | Cap 1Quicksilver $2500 | Ollo $2700 | Kohl's $3000 | Comenity $3200 | Dell $4000 | Skypoint FCU $5000
Last app 6/2/21
Message 2 of 47
subsnao
Regular Contributor

Re: C'mon Target...

From what I have heard, they are stingier with CLIs than Cap1... and that is saying something. Some people get them out of the blue, but I probably count on one hand the number of times I have seen it happen on here.


In the garden as of 2/22/2015
Scores:
TU: 753 (Discover FICO 7/2014) EQ: 721 (FICO 4/2014) EX: 723 (FICO 3/2014)
Age: 21
Message 3 of 47
Drew
Frequent Contributor

Re: C'mon Target...


@nursepower wrote:

Try to close the card and voice that as the reason when they ask....because they do ask and then give all types of reasons on why you should keep it. Maybe they will offer higher limit if you tell them that's why your closing it. 


Have you had success with this strategy yourself?

Message 4 of 47
nursepower
Established Contributor

Re: C'mon Target...

No...I was trying to close it because I'm kind of onboard with the DR program and he talked to me til the cows came home on why I should keep it. I didn't mention credit limit as being one of them because I barely use the card. I'm sure if I had he would have tried to offer me something. 

BK DC 10/18/18
Walmart $400 | Target $500 | Playstation Visa $750 | Petco MasterCard ? | Best Buy Visa $2000 | Cap 1Quicksilver $2500 | Ollo $2700 | Kohl's $3000 | Comenity $3200 | Dell $4000 | Skypoint FCU $5000
Last app 6/2/21
Message 5 of 47
nursepower
Established Contributor

Re: C'mon Target...

Also is this the store card or the VISA?

BK DC 10/18/18
Walmart $400 | Target $500 | Playstation Visa $750 | Petco MasterCard ? | Best Buy Visa $2000 | Cap 1Quicksilver $2500 | Ollo $2700 | Kohl's $3000 | Comenity $3200 | Dell $4000 | Skypoint FCU $5000
Last app 6/2/21
Message 6 of 47
Drew
Frequent Contributor

Re: C'mon Target...


@nursepower wrote:

Also is this the store card or the VISA?


Store/Redcard.

Message 7 of 47
nursepower
Established Contributor

Re: C'mon Target...

That's what I have and I've been stuck at $500 since I opened it which was about 8 years ago. When I've tried to increase by phone they told me they don't do that and they review periodically to see if the person is eligible. Oh Well...now i Have their debit and don't need the CC for the 5% off. 

BK DC 10/18/18
Walmart $400 | Target $500 | Playstation Visa $750 | Petco MasterCard ? | Best Buy Visa $2000 | Cap 1Quicksilver $2500 | Ollo $2700 | Kohl's $3000 | Comenity $3200 | Dell $4000 | Skypoint FCU $5000
Last app 6/2/21
Message 8 of 47
Azumi1
Regular Contributor

Re: C'mon Target...

I got their attention but it didn't do me much good. I emailed the president of TD Bank, and was later contacted by the Target EO.  This was done mid-July.   I received a call a few days ago.....they gave me a cli of $200.   I've had the card for 18 years and that's all I get.  I'm seriously thinking about closing the account after I try for a house next year.  Obviously they don't care about their cardholders, so why should I put my money in their pockets. I don't even shop there anymore. 

From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Message 9 of 47
SuperKirby
Established Contributor

Re: C'mon Target...


@Azumi1 wrote:

I got their attention but it didn't do me much good. I emailed the president of TD Bank, and was later contacted by the Target EO.  This was done mid-July.   I received a call a few days ago.....they gave me a cli of $200.   I've had the card for 18 years and that's all I get.  I'm seriously thinking about closing the account after I try for a house next year.  Obviously they don't care about their cardholders, so why should I put my money in their pockets. I don't even shop there anymore. 


Jeez, u got the EO to call u and u got a $200 CLI?! wow.

Message 10 of 47
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