CAP 1 CLI's..How long apart?

[Anonymous]

I have 2 Cap 1 cards...QS 1 and Plat.  $1,500 each....how long do I have to wait between CLI's?

[Anonymous]

The first one can be requested after your account is at least 3 months old (91 days or 3 statements, I think the jury's out on the exact day).  It can be requested before Credit Steps and Credit Steps will still happen just fine, so it's recommended you do request one between your third statement and whichever statement Credit Steps hits for ya

After that, you can request them every 6 months.

[Anonymous]

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@Anonymous wrote:

I have 2 Cap 1 cards...QS 1 and Plat.  $1,500 each....how long do I have to wait between CLI's?

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6 months

[Anonymous]

I requested one for each card right after the first payment posted on each card.  The CL's were initally $500 each.  I maxed both of them out first month then paid both of them off in full.  I requested a CLI on each of them and went from 500 to 1500 on each after 1st month.  I been clicking every week and nothing.  QS1 got in April.  Plat got in Jan both this year. I have been maxing each card out every month and paying in full every month and u think they would see that the CL's are not enuf for me LOL.  They usually get maxed within first 2 weeks of cycle

[Anonymous]

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@Anonymous wrote:

I requested one for each card right after the first payment posted on each card.  The CL's were initally $500 each.  I maxed both of them out first month then paid both of them off in full.  I requested a CLI on each of them and went from 500 to 1500 on each after 1st month.  I been clicking every week and nothing.  QS1 got in April.  Plat got in Jan both this year. I have been maxing each card out every month and paying in full every month and u think they would see that the CL's are not enuf for me LOL.  They usually get maxed withing first 2 weeks of cycle

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It's unusual for them to give a CLI that soon in the game (they usually are pretty firm on the 90 days thing for new accounts thing).  But I'm pretty sure the 6 months is a hard date, and it'll be 6 months after your latest CLI so if you're in Credit Steps you'll get that increase when it hits and then 6 months after that you can request again.  Or request as often as you want because they're soft pulls.

[Anonymous]

Cap 1 credit cards are usually eligible for CLIs every 6 months. This doesn't guarantee you will get a CLI every 6 months with everything credit, YMMV. Good luck!

[Anonymous]

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@Anonymous wrote:

I requested one for each card right after the first payment posted on each card.  The CL's were initally $500 each.  I maxed both of them out first month then paid both of them off in full.  I requested a CLI on each of them and went from 500 to 1500 on each after 1st month.  I been clicking every week and nothing.  QS1 got in April.  Plat got in Jan both this year. I have been maxing each card out every month and paying in full every month and u think they would see that the CL's are not enuf for me LOL.  They usually get maxed within first 2 weeks of cycle

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What do your denial letters say? Getting a CLI after one month is not the norm. Cap 1 cards usually require 6 months in between CLIs. 

[RonM21]

1 month is almost unheard of, at least for me. As everyone said, 6 months is the general rule.

[Anonymous]

For brand new cards there is a lot of evidence of getting a CLI after two statements cut, sometimes three, especially with the platinum and QS1 (credit steps cards). Plus you still get your steps. I would try after each statement cuts. YMMV based on your entire profile, not just card usage.

CLI's are not guaranteed but it is every 6 months with Cap1. And if you want an exception, the EO no longer handles those, they stopped a couple months ago.