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CAP 1 IS DUE ON THE 10TH

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Random_idiot
Established Contributor

CAP 1 IS DUE ON THE 10TH

Any idea as to when they report to the CBs?

Made a payment on the 20th, and impatiently waiting for the update.. lol


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
42 REPLIES 42
Anonymous
Not applicable

Re: CAP 1 IS DUE ON THE 10TH

They report on the statement cut date, not the payment due date...

If your payment for last month's statement is due on the 10th, your next statement probably cuts on about the 13-14th.  The balance on that day is the one that will report for the next statement.

 

Message 2 of 43
Random_idiot
Established Contributor

Re: CAP 1 IS DUE ON THE 10TH


@Anonymous wrote:

They are one of the slowest reporters. I got mine at 3 months.


They already are reproting to the CBs, I was wondering when the new util + CLI will be updated? is it usually a couple of days after due date? day of? etc?


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 3 of 43
Random_idiot
Established Contributor

Re: CAP 1 IS DUE ON THE 10TH


@Anonymous wrote:

They report on the statement cut date, not the payment due date...

If your payment for last month's statement is due on the 10th, your next statement probably cuts on about the 13-14th.  The balance on that day is the one that will report for the next statement.

 


goddammit, I have to wait for 5 more days?


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 4 of 43
-Cal-
Valued Contributor

Re: CAP 1 IS DUE ON THE 10TH


@Random_idiot wrote:

@Anonymous wrote:

They report on the statement cut date, not the payment due date...

If your payment for last month's statement is due on the 10th, your next statement probably cuts on about the 13-14th.  The balance on that day is the one that will report for the next statement.

 


goddammit, I have to wait for 5 more days?


Yes

Message 5 of 43
CreditMagic7
Mega Contributor

Re: CAP 1 IS DUE ON THE 10TH

Mark it down someplace.

 

I found Capital One solid as a rock and no deviations from Due Date or with Statement Cut Dates on this end.

Message 6 of 43
Anonymous
Not applicable

Re: CAP 1 IS DUE ON THE 10TH

Hubby and I have 7 Cap1 cards between us and and the statement date for every one is 3 days after the due date and reports 2 days later. Using your due date of the 10th, your statement should cut on the 13th and and get reported on the 15th
Message 7 of 43
Random_idiot
Established Contributor

Re: CAP 1 IS DUE ON THE 10TH

yup, I just checked my Credit Karma report, as it tells you when your card reports it, and sure enough. Last month Cap1 reported it on the 13th. Aww man, 4 more days!!


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 8 of 43
Random_idiot
Established Contributor

Re: CAP 1 IS DUE ON THE 10TH

and August 13 is a Saturday.. lol testing my patience.. might have to wait till that Monday.. ugh


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 9 of 43
Anonymous
Not applicable

Re: CAP 1 IS DUE ON THE 10TH

I am curious how much of a scoring increase you think you will get.  How much did your scores drop when your utilization went up?

Message 10 of 43
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