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CAPITAL ONE - Modify your Features button

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Ridbidge
Valued Member

Re: CAPITAL ONE - Modify your Features button


@LS2982 wrote:

cap 1.PNG


Yep... I've never clicked that button before, and the above response is the same one I just received.  Never even saw this button before.  Great i can see myself clicking it now once a day lol. OCD

Amex BCP 02/12 $1200/$14700, Citi Forward 2/12 $4800/$7000, Chase Freedom 2/12 $2200/$7000, GECRB/QVC 03/11 $0/$2700, WFCB/HSN 03/11 $0/$2000, Cap 1 NHCR 04/10 $0/$1500, Cap 1/Kohls 11/10 $0/$1000, Citi Simplicity 08/11 $0/$1000, WFNNB/KingSize 11/10 $116/$900, Citi/Sunoco 04/10 $0/$800, Citi/Home Depot 10/11 $0/$1500, SunTrust Auto Loan 11/10 $39,376/$47,914 RECENTLY CLOSED: HSBC/Orchard 04/09 $0/$700, HSBC/BBRZMC 04/11 $0/$500...

**HAPPILY GOING INTO THE GARDEN NOW FOR YEARS!** EX FICO 773 02/27 Amex Pull/ TU myFICO 798 02/29 / EQ myFico 778 02/29
Message 31 of 51
emptypockets
Valued Contributor

Re: CAPITAL ONE - Modify your Features button

I have clicked the button with similar results. I have a Visa Platinum open since 2006, with a 3k limit. I did the online chat with an account specialist yesterday, inquiring about converting this card to the Green cash ( or any other reward card). No go, she said all of their accts are not able to be converted, but that I may be eligible for an upgrade/ conversion at a later date. Then she says I am welcome to apply for a new product. No thanks, I already have a 750 limit No Hassle Rewards card ( that my online account now lists as a Platinum MC, now that they no longer offer the No Hassle Reward card). I got this card the last time I tried to convert/upgrade my account, and fell for the "your are welcome to apply for another product" crap. I also asked about combining these two cards into one, and she said they are not able to do this either. Bottom line, I am closing the 750 limit MC in April, before the AF hits.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 32 of 51
RyVision
Valued Contributor

Re: CAPITAL ONE - Modify your Features button

Ah, the "monkey" button.  I hadn't seen or heard of the thing until the other day due to a post mentioning it, WITH a graphic with a monkey by the button. I just wanted to see the monkey, I didn't even get that Smiley LOL

 

So in two years, that makes my one adventure of clicking that button. Being I know better (face it, we ALLLL know better LOL) I've almost forgot about it.  And yes, I got the same screen message.

 

At this point I don't think it's safe to click that button while alone. Have someone in the room with you if you plan to click it, it could do something different and cause a cardiac event from the shock.  Ok, at least for the luv of gawd have 911 punched in on your phone with it in your hand with your thumb near the send button if you click, just in case.  I can already  "hear" the 1 time it does something "CONGRATULATIONS! YOu......"   <THUD>

 

The ONE thing you can love about Cap 1, is it's fairly predictable. LOL


AKA 840flippedto480
Message 33 of 51
bichonmom
Senior Contributor

Re: CAPITAL ONE - Modify your Features button


@emptypockets wrote:
I have clicked the button with similar results. I have a Visa Platinum open since 2006, with a 3k limit. I did the online chat with an account specialist yesterday, inquiring about converting this card to the Green cash ( or any other reward card). No go, she said all of their accts are not able to be converted, but that I may be eligible for an upgrade/ conversion at a later date. Then she says I am welcome to apply for a new product. No thanks, I already have a 750 limit No Hassle Rewards card ( that my online account now lists as a Platinum MC, now that they no longer offer the No Hassle Reward card). I got this card the last time I tried to convert/upgrade my account, and fell for the "your are welcome to apply for another product" crap. I also asked about combining these two cards into one, and she said they are not able to do this either. Bottom line, I am closing the 750 limit MC in April, before the AF hits.


Exact same thing happened to me last year, when I called asking if I could add rewards to my card or PC to a card with rewards.... "At this time your account isn't eligible, but may be in the future, and I could apply for a card with rewards."  Yeah, right. 3 HP for another toy limit card going nowhere. No thanks. 

 

That was before I knew they were feeding me a line, so I have tried clicking that stupid purple button a gazillion times. Like I said, stupid button!

 

Maybe they have meetings where they can see how many times customers click the button and have a laugh! Smiley Surprised

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 34 of 51
mAndrew1980
Established Contributor

Re: CAPITAL ONE - Modify your Features button

LOL I've hit the modify my features button a hundred times only to read that I'm not eligable at this time. I'll never be eligable. In November I'll be closing my Cash back card when it reaches one year. My other cap1 card I'm keeping because it's my oldest card (a whopping 12 months old).

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 35 of 51
lithium78
Established Contributor

Re: CAPITAL ONE - Modify your Features button

I've had my CrapOne Platinum MC since 2008 and I'm stuck at $1800.  That stupid button is mocking me, I swear.  I'm just going to hold onto this card until after I get a mortgage next year and then I will gleefully call them to close it.  When they ask why I'm closing the account, I will say that it's because they refuse to PC me to a card that's more suitable and it'll be the truth.  They have such a stupid way of doing business.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 36 of 51
aamex
Frequent Contributor

Re: CAPITAL ONE - Modify your Features button


@LS2982 wrote:

cap 1.PNG


this looks familiar.. oh yeah, i've seen this same message everytime i hit the monkey button for a year and a half now. Smiley LOL

Wallet: Fidelity Investment Rewards | BOA Travel Rewards | Chase Sapphire Preferred | Discover More
Message 37 of 51
emptypockets
Valued Contributor

Re: CAPITAL ONE - Modify your Features button

But yet, we can't stop ourselves from hitting the button, LOL!

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 38 of 51
bichonmom
Senior Contributor

Re: CAPITAL ONE - Modify your Features button


@emptypockets wrote:
But yet, we can't stop ourselves from hitting the button, LOL!

We must be eternal optimists! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 39 of 51
score_building
Senior Contributor

Re: CAPITAL ONE - Modify your Features button


@score_building wrote:

I clicked and recieved/accepted an offer to upgrade my visa platinum to a no hassle rewards card a few weeks after the 'modify your features' button showed up on our accounts a few years ago, like several others posted at that time...since then, nada.


Just bumping for those who may be motivated to find the thread where several of us posted an 'upgrade' result shortly after the button appearesd on our accts. In any case, it seems they just kept it there for decorative purposes ever since.

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 40 of 51
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