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CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?
Just received my Capital One QS card replacing the Walmart card, credit limit $15K. I already have a QS card with a CL of $4100; have had for years with no CLI (automated or by request). I just received email from Cap1 advising I'm eligible for PC with this new QS card and I'm interested in the Savor card; 3% on groceries would add up pretty fast. Just looking for any pros and cons with that card or potentially making this swap. I just dont see the point of two QS cards and the one I have has not grown. CL on all my other cards range from $13K to $25K. Any thoughts and advice is much appreciated!!

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Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?
@rom828 wrote:Just received my Capital One QS card replacing the Walmart card, credit limit $15K. I already have a QS card with a CL of $4100; have had for years with no CLI (automated or by request). I just received email from Cap1 advising I'm eligible for PC with this new QS card and I'm interested in the Savor card; 3% on groceries would add up pretty fast. Just looking for any pros and cons with that card or potentially making this swap. I just dont see the point of two QS cards and the one I have has not grown. CL on all my other cards range from $13K to $25K. Any thoughts and advice is much appreciated!!
SavorOne is a solid uncapped 3% grocery and 3% dining card with no-AF and no-FTF.
Some routes depending on you and your profile are:
- APP for the SavorOne with the $200 sub and the 15 month 0% APR promo, and then when allowed transfer the CL from the Walmart/QS to the New SavorOne.
- If you get denied for the SavorOne; then just PC the Walmart/QS to the SavorOne.
- Or just PC the Walmart/QS to the SavorOne.
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Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?
Get the SavorOne. Two QS don't make sense.
![Capital One QuickSilver [PC'ed from QuickSilverOne] (Apr 2021)| SL$ 300, CL $6,400](https://ecm.capitalone.com/WCM/card/products/qs_gen_master_rgb_323x203.png)

![Ally Platinum [PC’ed from Ollo Platinum] (Jan 2022)| SL$1,000, CL $2,800](https://www.ally.com/content/ally/en/allyroot/credit-cards/_jcr_content/root/main/section_1123636882/row_993722862/card/image.img.png/1680886288138/41130platinum.png)













Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)
Starting FICO 8 Scores:
Current FICO 8 Scores:
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Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?
Thanlks! Haven't thought of the "app" route!