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CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?

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rom828
Established Contributor

CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?

Just received my Capital One QS card replacing the Walmart card, credit limit $15K.  I already have a QS card with a CL of $4100; have had for years with no CLI (automated or by request).  I just received email from Cap1 advising I'm eligible for PC with this new QS card and I'm interested in the Savor card; 3% on groceries would add up pretty fast. Just looking for any pros and cons with that card or potentially making this swap. I just dont see the point of two QS cards and the one I have has not grown. CL on all my other cards range from $13K to $25K. Any thoughts and advice is much appreciated!!

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?


@rom828 wrote:

Just received my Capital One QS card replacing the Walmart card, credit limit $15K.  I already have a QS card with a CL of $4100; have had for years with no CLI (automated or by request).  I just received email from Cap1 advising I'm eligible for PC with this new QS card and I'm interested in the Savor card; 3% on groceries would add up pretty fast. Just looking for any pros and cons with that card or potentially making this swap. I just dont see the point of two QS cards and the one I have has not grown. CL on all my other cards range from $13K to $25K. Any thoughts and advice is much appreciated!!


SavorOne is a solid uncapped 3% grocery and 3% dining card with no-AF and no-FTF.

 

Some routes depending on you and your profile are:

  • APP for the SavorOne with the $200 sub and the 15 month 0% APR promo, and then when allowed transfer the CL from the Walmart/QS to the New SavorOne.
  • If you get denied for the SavorOne; then just PC the Walmart/QS to the SavorOne.
  • Or just PC the Walmart/QS to the SavorOne.

 

Message 2 of 4
citymunky
Established Contributor

Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?

Get the SavorOne. Two QS don't make sense.

 

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 3 of 4
rom828
Established Contributor

Re: CAPITAL ONE WALMART TO QUICK SILVER TO SAVOR ONE?

Thanlks! Haven't thought of the "app" route!

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 4 of 4
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