cancel
Showing results for 
Search instead for 
Did you mean: 

CARDS in order of which YOU received them...

tag
AverageJoesCredit
Legendary Contributor

Re: CARDS in order of which YOU received them...

2015, the year of the GmoodSmiley Happy
Message 11 of 54
credit_endurance
Valued Contributor

Re: CARDS in order of which YOU received them...

2013

Capital One Platinum (Secured) Closed

Local Credit Union (Secured) Closed

 

2014

Credit One Bank (Still Open "I know"Smiley Very Happy)

 

2015

Capital One Quicksilver One

 

2016 Busy Year!

Discover IT

Amex BCE

Capitol One Venture One ( Closed Combo into QS1)

Wayfair Closed

Overstock Closed

Gamestop Closed

JCrew

Amazon Prime Store

Lowes

Care Credit

Walmart

Chase Ritz Carlton Closed

Chase Hyatt 

Barclay Ring

CiTi DC

Blispay Visa

PenFed Platinum Visa Signature

PenFed Cash Rewards Closed

PenFed Promise Closed

Navy Federal GoRewards

Navy Federal Platinum Visa

BOA Cash Rewards

BOA Merrill Lynch+Visa

Banco Popular Aviancia Visa

 

2017

Amex BCP

Amex PRG

Amex Blue Business Plus

FNBO Platinum Elite Visa

Chase IHG

 

Think I am almost done reshaping my portfolio. Just a few more tweaks here and there Smiley Wink

 

 

 

 

 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 12 of 54
Gmood1
Super Contributor

Re: CARDS in order of which YOU received them...


@AverageJoesCredit wrote:
2015, the year of the GmoodSmiley Happy

Lol..Joe I was a busy man back then. Made up for all those years I went without credit.

I believe the PayPal was also in 2015 and another QS that missing. Ha ha

I've slowed down a lot. No doom and gloom from having them all though as some preach here. Credit/ AAoA is rock solid regardless of my FICO score.

Message 13 of 54
Anonymous
Not applicable

Re: CARDS in order of which YOU received them...

Sure, I'll give it a go! Smiley Very Happy

 

2007

Feb - Capital One Plat (Upgraded to QS1 then to QS )

 

2011

Dec - Capital One QS1 (Closed 2014)

 

2014

May - Capital One Plat (Upgraded to QS 2015, also "downgraded" to V1 2015, Combined & Close 2016)

 

2015

Apr - Amex Everyday (Closed 2016)

Apr - Apple Barclay

Apr - Discover IT (Joint Account)

May - Overstock Card (Closed 2016)

May - Gamestop Card (Happily Closed 2016)

May - Amazon Card

 

2016

Mar - Amex Delta Gold (Upgraded to Delta Plat 2017)

Mar - Amex SPG Card

May - Amex Platinum Card

July - Amex PRG Card

July - Capital One QS (Combined & Closed 2017)

Oct - Amex Business SPG Card

Sep - Citi Simplicity

Nov - Amex Everyday Preferred

Nov - Amex Business Platinum Card

 

2017

Jan - Amex Business Gold Card

Feb - Discover IT Card

May - Amex Blue Business Plus Card

July - IHG Card

 

Later 2017 

Hopefully Hilton Card (as I stay at Hilton's when I can't find SPG)

 

2018

Citi Prestige (Only for the 4th night free perk for 2018)

 

Year 2030

Chase Sapphire Reserve (when I become 5/24) Smiley LOL

 

Message 14 of 54
Anonymous
Not applicable

Re: CARDS in order of which YOU received them...

Mine is a short list:

2014
-June: Capital One Journey

2017
-May: Discover IT Chrome
-May: Bank of America Cash Rewards
-July: Chase Freedom
-July: Chase Freedom Unlimited

Wish List
-Most likey early 2018: Chase Sapphire Preferred
-Most likey mid 2018: Capital One Premier Dining
Message 15 of 54
Anonymous
Not applicable

Re: CARDS in order of which YOU received them...


@credit_endurance wrote:

2013

Capital One Platinum (Secured) Closed

Local Credit Union (Secured) Closed

 

2014

Credit One Bank (Still Open "I know"Smiley Very Happy)

 

2015

Capital One Quicksilver One

 

2016 Busy Year!

Discover IT

Amex BCE

Capitol One Venture One ( Closed Combo into QS1)

Wayfair Closed

Overstock Closed

JCrew

Amazon Prime Store

Lowes

Care Credit

Walmart

Chase Ritz Carlton Closed

Chase Hyatt 

Barclay Ring

CiTi DC

Blispay Visa

PenFed Platinum Visa Signature

PenFed Cash Rewards Closed

PenFed Promise Closed

Navy Federal GoRewards

Navy Federal Platinum Visa

BOA Cash Rewards

BOA Merrill Lynch Visa +

Banco Pouplar Avincia Visa

 

2017

Amex BCP

Amex PRG

FNBO Platinum Elite Visa

Chase IHG

 

Think I am almost done reshaping my portfolio. Just a few more tweaks here and there Smiley Wink

 

 

 

 

 


May I ask why you closed your PenFed cards? Just curious as I am about to close mine as well.

Message 16 of 54
AverageJoesCredit
Legendary Contributor

Re: CARDS in order of which YOU received them...

Hey Dad, why you gonna close your PF cards? If i see one more score going backward i may do the sameSmiley Wink
Message 17 of 54
iced
Valued Contributor

Re: CARDS in order of which YOU received them...

2007 - Barclays Frontier (SD)

2011 - Capital One Platinum (Closed)

2013 - Citi TY (Downgraded to Preferred and SD)

2014 - Chase MP Explorer (Switched to Club in 2016)

2014 - Macy's (SD)

2016 - CSR

 

I went a bit crazy in 2014, but since I don't plan on any new cards for the foreseeable future I'll have time to trim things back down.

Message 18 of 54
Anonymous
Not applicable

Re: CARDS in order of which YOU received them...


@AverageJoesCredit wrote:
Hey Dad, why you gonna close your PF cards? If i see one more score going backward i may do the sameSmiley Wink

Smiley Wink I have a Promise card that has a current interest rate of 7.49% through next month and then it will reprice in October at 10.9%. The Promise card offers no rewards so it just sits in my sock drawer. Considering my BofA cards have APRs of 9.24 % variable (BBR) and 9.9% fixed (Cash Rewards) and both offer rewards, it is hard to justify a card that just sits there and has a higher APR. Granted, I do not pay interest but its the principle of the matter LOL. 

 

If PenFed would allow me to PC to another card without establishing a new trade line (with a new opening date) and lower the APR I would be interested; but PenFed doesn't work that way. Overall, I am not as happy with PenFed as I was a few years ago. Either they are slightly declining or NFCU has just spoiled me. 

Message 19 of 54
Gmood1
Super Contributor

Re: CARDS in order of which YOU received them...

He probably did what I did. Closed them and moved the limits to the Penfed card he uses the most.

Message 20 of 54
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.