CARDS in order of which YOU received them...

[Anonymous]

2004: Cap1 platinum mc (closed c/o 2010)
2005: mission fed credit union Visa classic (closed c/o but nice enough to report as at consumer request & never reported late despite 90+days)
2010 Wells Fargo secured visa (graduated to platinum 2011 - open)
2012 Au on wife's Target Redcard store card (open)
2013 Wells Fargo Gofar Rewards (open), Cap1 platinum (open, PC to quicksilver 2017)
2017 Amex BCE, Chase sapphire preferred, Citi Costco signature, Discover IT card (all open)

[Anonymous]

First Card: Chase+1 Student Card. Got this on the exact date of my 18th birthday 2009. (no annual fee) - Converted to freedom when +1 card was phased out. SL- $300. Current limit, $6500

2.) NFCU nRewards - SL $2k (2010), missed payments and was closed accordingly. CLOSED and PAID OFF

3.) USAA Rewards CC - SL $500.00 (2011) missed payments and was closed accordingly. CLOSED and PAID OFF

4.) USAA Secured CC - SL $500 (2014), added money to total limit of $1300. CLOSED after 24 month period.

5.) Capital One Quicksilver CC - SL $3k (2015) CLOSED August 26, 2017

6.) NFCU cashRewards CC - SL $5k (2015), now $20k

7) NFCU Business Rewards CC - SL10k (2015)

8.)  BofA Americard CC - SL $5.4k (2015)

9.) Chase Slate CC - SL $3.5k (2016)

10.) American Express Business Platinum Delta SkyMiles CC - SL 2.5k, now $17.5k (2016)

11.) American Express Biz Simply Cash - SL 10.000 (2016)

12.) Wells Fargo Platinum - 3K SL 

13.) Penfed Platinum Rewards - $7k SL

14.) USAA CGX Amex CC - $10k

[DantGwyrdd]

2011:
1. Capital One Platinum (closed)
2. Kohls Store Card (closed)

2012:
3. Discover More
4. Amazon Store Card (closed)
5. Walmart Store Card (closed)
6. Bank of America BankAmericard (PCed to Cash Rewards; closed)

2013:
7. Capital One Quicksilver

2015:
8. Chase Amazon Rewards

2016:
9. Citi DoubleCash
10. Blispay
11. FNB Sheetz Visa (closed)
12. Macy's Store Card (closed)
13. American Express Blue Cash Everyday
14. Men's Wearhouse (closed)
15. Kroger Rewards
16. Barclays CashForward

2017:
17. Langley FCU Platinum
18. DCU Platinum
19. USAA Cashback Rewards Plus (just arrived today!)

[Anonymous]

2008:

Washington Mutual/Chase Secured (Closed)

2009:

Discover More Student (Product Change More to IT 8/17)

2010:

American Express Zync

2011:

Citi Forward

Barclay's Apple Rewards (Closed)

2017:

Amazon Prime Visa Signature

Paypal Cashback MC

Thinking about closing Zync and Forward. Reluctant about it since they're my 2nd and 3rd oldest accounts and the Forward is my second highest limit.

[Anonymous]

If they are older cards, c

---

@Anonymous wrote:

2008:

Washington Mutual/Chase Secured (Closed)

2009:

Discover More Student (Product Change More to IT 8/17)

2010:

American Express Zync

2011:

Citi Forward

Barclay's Apple Rewards (Closed)

2017:

Amazon Prime Visa Signature

Paypal Cashback MC

Thinking about closing Zync and Forward. Reluctant about it since they're my 2nd and 3rd oldest accounts and the Forward is my second highest limit.

---

an you REALLY think of a valid reason to close them? If not, then don't. That's how I always answer to this.

[Anonymous]

2015- Discover it

2016- Amex BCE then the Quicksilver

[Anonymous]

bankruptcy CHP7 01/09/2009

1. 01/01/09 POPA FCU (credit union) 3000 SL increased to 4000 one year later

2. 01/05/17 first premier 400 limit (closed after one year)

3. 07/01/17 secon first premier 750 limit (closed after one year)

4. 01/15/18 quicksilver one SL 300. curren CL 400.

5. 03/15/18 Care Credit 6,000 limit

6. 03/15/18 walmart 4,000 limit

7. 04/15/18 discover it 9,000 SL

8. 04/15/18 AMEX everyday 1,000 SL

9. 05/15/18 JETBLUE barclay SL 4,000

10. BoA reward and CITI Costco anywhere both denied due to BK. (BK falls off in 6 months, both RECON denied. BK has to be off report accroding to EO's who manually reviewed app) 

high 600's across the board. 6/7 inquires all within 12 months.. 145k income. 10-20 % UTL. 

** first time poster**

** gardening for a year beginning 05/16/18 and ending 05/16/19

goal mid 700's on all bureaus.

[Anonymous]

This doesn't include pre-1997 cards, but I've had cards since 1985.  In 1996 I swore off credit for a while after running up some big bills.  So, my three cards from 1997-present are, as seen in my signature:

1997 - MBNA Mastercard, applied through my local bank, was originally a bank cobranded card.  Immediately had $5500 SL lowered to $500 (my start as "LowLimits").  Sometime around 2007-2008 BoA bought MBNA and it became a BoA card, and also around then it received an auto CLI to $1000.  It stayed there until January 2018 when it was auto CLIed to $3000.  This prompted me to call them and lower it back to $500, and suppress all future CLIs.  Then in March, I had it PCed over to a Cash Rewards card.

2005 - LL Bean Visa issued by MBNA.  After a house fire I needed a higher limit card to cover replacement items, so I applied and received the LL Bean Visa with a $5K SL.  Over the years this card changed from LL Bean to a MBNA Rewards Visa, then a BoA Rewards Visa, and it had auto CLIs over the years until it eventually reached $16500 and then it stayed there for years until I had it lowered to $2000 in January 2018.

2018 - Chase Amazon Prime Visa.  Since I buy a lot from Amazon the 5% cashback sounded enticing so I applied and was instantly approved for this card in February 2018 with a $8500 SL.  Soon afterward I had the limit reduced to $1500 to bring it in line with my other cards and my spending patterns.

And that's it for now.  No new cards planned for the foreseeable future as I'm gardening now.

[Anonymous]

2017

Capital One Platinum
Bank of America Cash Rewards ($99/$500)
Boscov’s
5/3 Bank Trio
5/3 Bank Truly Simple
PayPal Extras
Amazon
Walmart
Discover IT Secured
Home Depot

2018

Amex Blue Cash
Amex PRG
Amex Blue Delta
Cheapo Air Visa
Marvel
American Eagle
Lowe’s
Chevron
Old Navy
Banco Do Brasil Blue Card

Lots of new accounts from July 2017 to March 2018. Gardening now.

[Anonymous]

Ok.

Early 90s, Sears card.  (Closed)

2001 Providian.  300$ charge off. (think I made one small purchase, the rest were fees, what a scam)

2014 - Capital One Platinum (changed to Quicksilver, now Savor)

2016 - Capital One GM BuyPowercard (Closed)

June 2017 DiscoverIt, AMEX EveryDay, Capital One Union Plus (closed)

July 2017 Chevron Texaco Synchrony (Closed)

October 2017 Amex Delta, Chase Amazon

March 2018 Citi Double Cash

April 2018 FNBO Ducks Unlimitied

May 2018 US Bank Cash +