CC Options with higher limits...

[KeithW]

Could someone with my credit score be getting some better cards, either a better Capone card, or another company that would give me a higher limit?

I have been reading how Capone has certain cards that never will go above the $500-750 limit no matter what and that you are better off cancelling them and getting a better one.

[visorboy1974]

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@KeithW wrote:

Could someone with my credit score be getting some better cards, either a better Capone card, or another company that would give me a higher limit?

I have been reading how Capone has certain cards that never will go above the $500-750 limit no matter what and that you are better off cancelling them and getting a better one.

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How old is your Barclays?  

Perhaps apply to a CU for a card?  

[LS2982]

I agree with a CU card, mine gave me a 9k limit with the closest CL to that at 2.2k.

[Mailak]

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@KeithW wrote:

Could someone with my credit score be getting some better cards, either a better Capone card, or another company that would give me a higher limit?

I have been reading how Capone has certain cards that never will go above the $500-750 limit no matter what and that you are better off cancelling them and getting a better one.

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Ooh, $500! I have been stuck at $300 for 5 years  I have never asked but I can say they certainly don't do it on their own (and my score went up to 800 even).

[LS2982]

@Mailak Time to axe that Cap1, does it have a AF?

[Mailak]

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@LS2982 wrote:
@Mailak Time to axe that Cap1, does it have a AF?

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Oh yes - the highest I have ever heard on this forum. $59. Don't know why I have the highest. It will renew in December. I will axe it if I can't PC to something else. But it's my only active CC that's more than 2 months old, so that gives me pause.

[jsucool76]

$59 ? Damn, what card is that, because I will never go near it. haha. 

[Mailak]

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@jsucool76 wrote:

$59 ? Damn, what card is that, because I will never go near it. haha. 

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It's a "Platinum." I believe right now they charge like $19 or 29 for it? Again, I have no idea how/why I got stuck with a fee that big. Bad timing perhaps.

Sorry for the thread-jacking :-)

[jsucool76]

They've got a 19 and a 39 for their platinums I think. Either way, it's too much considering it has no rewards or anything attached too it. 

[KeithW]

My Barclay card is only 5 months old. I deal with a fairly small locally owned bank and they keep wanting me to sign up with their rewards Visa. Do you think they would be a good option for a higher CL? Not looking for anything outragous. Maybe $1500-2000.

I think I read somewhere that after getting a Barclay card to wait 6 months before applying for other CC. Not sure.