No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@jamie123 wrote:Yes, They are known for HPing all 3 CRAs to get a CLI. Same thing goes for Bank of America. HP all 3 CRAs.
I've never heard of that. Is that some sort of special request CLI? I've received two CLI's from Capital One with standard SP's and from reading on here others have received CLI's using the CLI button on their site and/or their automated phone method and never received a HP. I'm not understanding why you were hit with HP's across all bureaus?
Amex for sure comes to mind. Went from 4k to 24k in six months.
@Anonymous wrote:
Yet another attempt to create a mega thread with questions asked countless times previously (IMHO). Good luck.
+1
@Anonymous wrote:
@jamie123 wrote:Yes, They are known for HPing all 3 CRAs to get a CLI. Same thing goes for Bank of America. HP all 3 CRAs.
I've never heard of that. Is that some sort of special request CLI? I've received two CLI's from Capital One with standard SP's and from reading on here others have received CLI's using the CLI button on their site and/or their automated phone method and never received a HP. I'm not understanding why you were hit with HP's across all bureaus?
This is odd to me also. I got my SO a CLI with Capital one and it was SP. I would have never done it if I thought it was going to be 3 HP.
@Anonymous wrote:
Yet another attempt to create a mega thread with questions asked countless times previously (IMHO). Good luck.
Yet another non-value-adding post. I thought I was pretty clear in my original post that I utilized the search function adequately prior to posting which seems to be the big pet peeve around here for guys like you. A thousand apologies if I didn't meet your board expectations. And this is by no means an attempt to "create a mega thread" - it's an attempt to gain information. If it turns into a mega thread, though, it proves that it added value to the forum evidenced by the amount of contributions, which is what we're all after isn't it? Except for the small percentage that wing peanuts from the back row that add no value, of course.
@Gmood1 wrote:Amex for sure comes to mind. Went from 4k to 24k in six months.
Wow, very solid CLI over a half a year. Which Amex card do you have? Did your CLI's come from inquiring yourself or were some automatic?
From my experience; PenFed Travel Rewards Amex- Instant approval for $17,500.00 with a 660 EQ
Venture Visa Signature instant approval $15,000.00, Chase United Club Card Visa Signature, took several weeks for the approval to go through but when it was, $15,000.00 limit given and most people who get the card are seeing tradelines that start at $15,000.00, my Banana Republic Visa was instantly approved in store for $4,000.00 in January, CS call bump to $10,000.00 and chat luv recently to $12,500.00, Lowes Credit Card opened at $800 -- within months was at $30,000.00, Ebates opened at $3,000.00 and took some time but got it $15,000.00 in under 8 months,