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CCC Pre-Approval sites

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stlsme
New Contributor

CCC Pre-Approval sites

I went to Barclay's preapproval site and received the congratulations screen for several cards. I want the Arrival AF card but the regular card is what appears. I will wait about a month to apply anyway but for pre-approval purposes is it a wash on which one you qualify for or pretty accurate.

EX: 844 EQ: 848 TU: 839
Message 1 of 9
8 REPLIES 8
Creditaddict
Legendary Contributor

Re: CCC Pre-Approval sites


@stlsme wrote:

I went to Barclay's preapproval site and received the congratulations screen for several cards. I want the Arrival AF card but the regular card is what appears. I will wait about a month to apply anyway but for pre-approval purposes is it a wash on which one you qualify for or pretty accurate.


I have pretty much always seen approvals come from those offers.

Message 2 of 9
DrZoidberg
Established Contributor

Re: CCC Pre-Approval sites

Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"

Message 3 of 9
john398
Senior Contributor

Re: CCC Pre-Approval sites


@DrZoiberg wrote:

Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"


I tied it and I got:

Based on your information, these products might interest you.

Message 4 of 9
JKSIMMONS
Regular Contributor

Re: CCC Pre-Approval sites

I get capital one and Citi mail all the time. I just tried both of them and it said I wasn't pre qualified for anything and gave me some other options

Message 5 of 9
BigBS
Senior Contributor

Re: CCC Pre-Approval sites


@john398 wrote:

@DrZoiberg wrote:

Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"


I tied it and I got:

Based on your information, these products might interest you.


Same thing I got.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 9
DrZoidberg
Established Contributor

Re: CCC Pre-Approval sites

Those aren't pre-approvals or even a "you're qualified." Those are offers based on the search criteria you entered in the previous screen. 

Message 7 of 9
yudeology101
Senior Contributor

Re: CCC Pre-Approval sites


@DrZoiberg wrote:

Those aren't pre-approvals or even a "you're qualified." Those are offers based on the search criteria you entered in the previous screen. 


Well up to this day I'm never pre-qualifed for anything according to those pre-qual sites.  As a matter of fact,  they won't even offer the "based on your info, we recommend the following...".  Yet, I was approved for all the cards that I have.  So what gives?  Those pre-qual sites don't mean too much in my opinion. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 9
stlsme
New Contributor

Re: CCC Pre-Approval sites

It was the "Congratulationpre ot the based on your info.

EX: 844 EQ: 848 TU: 839
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.