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Yes, another one! I know if you go to the request credit line increase link on their website and the form is there, it almost always results in a hard pull. I noticed the other day, the form is shorter omitting the bank account information. I would like to know if this is normal across all Citi cardholders or is this abridged request form still going to result in a hard pull.
@MrShush wrote:Yes, another one! I know if you go to the request credit line increase link on their website and the form is there, it almost always results in a hard pull. I noticed the other day, the form is shorter omitting the bank account information. I would like to know if this is normal across all Citi cardholders or is this abridged request form still going to result in a hard pull.
Yes, the form has been shorter for 3-4 months now. I still never submit when I get the form.
Rats! I'm really close to ditching this card; I've had it since 2009 and it has not grown. All of my other cards are very close to or over 10K. This one is mired at $1800. I called them the other day and the CSR didn't know if I requested an increase whether or not it would result in a hard pull.
@MrShush wrote:Rats! I'm really close to ditching this card; I've had it since 2009 and it has not grown. All of my other cards are very close to or over 10K. This one is mired at $1800. I called them the other day and the CSR didn't know if I requested an increase whether or not it would result in a hard pull.
I called them several months ago and got a CLI without a hard pull. Keep calling until you get someone who knows for sure if its a hard or soft pull.