CITI CLI

[Anonymous]

I opened a CITI Platinum for the BT on 10/31/2011.  I have 4 other cards with 5000 CL but of course CITI gives me 1800.  Called in today and they doubled the line to 3600 w/o a hard pull.  Thats great and all but how long should I wait with a Citi card to request another CLI?

[Creditaddict]

---

@Anonymous wrote:

I opened a CITI Platinum for the BT on 10/31/2011.  I have 4 other cards with 5000 CL but of course CITI gives me 1800.  Called in today and they doubled the line to 3600 w/o a hard pull.  Thats great and all but how long should I wait with a Citi card to request another CLI?

---

4-6 months.

You also should be able to do it online, but maybe with calling in they are able to tell you if they need to pull HP vs. online I think they say we "might"

[Anonymous]

Thanks..I would definately suggest doing it over the phone she doubled the CL with a soft then asked if i wanted to speak to the credit department for more but it would be a hard so I declined (FYI I called Citi retention backdoor)

[remarc]

would you mind telling me how you used your card? i have the same card with $1500 CL. i use around $600 a month and ALWAYS PIF.. im looking for a CL in June when i hit the 6 Month mark

thanks in advance of the advice

marc

[Anonymous]

How often is Citi granting CLI's nowadays? I remember they used to grant CLI's every 3-4 months like clockwork.

[hedgeclipper2]

---

@Anonymous wrote:

How often is Citi granting CLI's nowadays? I remember they used to grant CLI's every 3-4 months like clockwork.

---

Every 6 months now.

[remarc]

do you think with usage of around $600 per mounth for 6 months they will increase my CL from $1500 to $3000??

difficult question but what are the odds? Ive always PIF every month...

thanks

[hedgeclipper2]

---

@remarc wrote:

do you think with usage of around $600 per mounth for 6 months they will increase my CL from $1500 to $3000??

difficult question but what are the odds? Ive always PIF every month...

thanks

---

I usually have usage around $1000 per month on all of my Citi cards, and I usually get increases like $1,200 or $1,500 or $1,800.  I guess it depends on how giving of a mood they are in.  If you call in they can tell you if you can qualify for one with a soft pull.

[remarc]

How much did you start out with? how long have you had the card and were they Auto CLI?

I started with $1500 want to increase it to $3000 so i can do a balance transfer. 

[hedgeclipper2]

I got my Citi Diamond Preferred in October of 2010 (which I have since changed into a Citi Forward) issued at a paltry $500 limit.  Went from $500 to $1000 to $2200 to $3400 to $5900 where it is now.  All of these were soft pulls, some at 4 month intervals until they switched to 6 month requirement now.

I got my Citi Dividend in April of 2011 issued at $4800 then to $6400 then to $8200 where it is now. All of these were soft pulls.

And last month I applied for the Citi Hilton card and was approved for $11,000.

Edit to add: NONE of these were auto.