chiwiseguy wrote:
I was reading some old posts about the auto cli and the website link, but was wondering if anyone has first hand experience with them. I just hit 6 mo's with them on a 0% BT card, no lates, paid above min, scores are right around the same as when I got the card and I am just wondering if I have a shot at a CLI. Anyone hit the button on the website with good results? Any thoughts?
Yep, hit the button on DF's Citi Sears MC last October. Cl at the time was $3900, requested CLI to $7K, didn't get as much as she wanted but was approved for $5100. Was not instant. The next day, the new CL just showed up.
They say that there are two possiblities when you click the button: either you'll get an instant CLI with no hard pull, or you'll have to fill out a form and that will result in a hard pull. That's what they say, anyway.
DF had to fill out the form, but got no hard pull.
Be aware that the online CLI request form requires your banking info. I still don't know why.
