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CITI question

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Anonymous
Not applicable

CITI question

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: CITI question


@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


Now, if your scores warrant it.

Message 2 of 12
Anonymous
Not applicable

Re: CITI question


@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


@Anonymous,

 

Congrats on your approval.. If you do app for the AA Business or Executive, kindly report back as to what bureau was pulled, limit etc. if you don't mind.  I am interested in that card also.  But I'd like you to go first if you know what I mean..

Message 3 of 12
Anonymous
Not applicable

Re: CITI question


@Anonymous wrote:

@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


@Anonymous,

 

Congrats on your approval.. If you do app for the AA Business or Executive, kindly report back as to what bureau was pulled, limit etc. if you don't mind.  I am interested in that card also.  But I'd like you to go first if you know what I mean..


I have 750 scores for all 3 bureaus and I wanted to know if I'm even allowed a new citi card due to their rule for having more than 2 cards..

Message 4 of 12
Anonymous
Not applicable

Re: CITI question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


@Anonymous,

 

Congrats on your approval.. If you do app for the AA Business or Executive, kindly report back as to what bureau was pulled, limit etc. if you don't mind.  I am interested in that card also.  But I'd like you to go first if you know what I mean..


I have 750 scores for all 3 bureaus and I wanted to know if I'm even allowed a new citi card due to their rule for having more than 2 cards..


There are people on here with more than 2 Citi cards and your scores are solid so that rule is probably a myth.  But if you are not 100% sure, then it is best to wait it out a few months.  

Message 5 of 12
kdm31091
Super Contributor

Re: CITI question

I thought their policy was no new cards if you had 2 in the last 60 days. So you'd need to wait until the end of February with that logic. Could be wrong. But I would wait a little bit anyway. You don't want to spook them and get too much at once.
Message 6 of 12
chalupaman
Super Contributor

Re: CITI question


@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


Do some digging over at Flyertalk and you'll find a lot of great information about how Citi apps and cards work.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 12
WillTeasle
Established Contributor

Re: CITI question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

11/14/14: Approved for the citi double cash
12/26/14: Approved for AA Platinum

If I want to apply for the AA Business or Executive, when can I do so? Thankssss


@Anonymous,

 

Congrats on your approval.. If you do app for the AA Business or Executive, kindly report back as to what bureau was pulled, limit etc. if you don't mind.  I am interested in that card also.  But I'd like you to go first if you know what I mean..


I have 750 scores for all 3 bureaus and I wanted to know if I'm even allowed a new citi card due to their rule for having more than 2 cards..


There are people on here with more than 2 Citi cards and your scores are solid so that rule is probably a myth.  But if are not 100% sure, then it is best to wait it out a few months.  


There are people with more than three.  You are beyond the 65-day wait period from your second to last approval, so you should be able to get a third card if your CR supports it.

Last HP: 01/10/19 | Latest Scores: EQ FICO8 - 850 | TU FICO8 - 850 | EX FICO8 - 850
Amex BC | Amex HHonors | Amex HHonors Aspire | Amex Marriott Business | Amex Platinum | BoA Alaska Airlines | CF | CFU | CSR | Chase Ink+ | Citi DC | Citi AA UP | Discover IT
Message 8 of 12
scorewatcher7
Valued Member

Re: CITI question

Why don't you ask to upgrade your AA Plat? I think the criteria is most likely the same with the exception that there's a hefty AF with the Exec I believe. They'd be happy to take that money from you. Just my two bits. 

Message 9 of 12
Anonymous
Not applicable

Re: CITI question


@scorewatcher7 wrote:

Why don't you ask to upgrade your AA Plat? I think the criteria is most likely the same with the exception that there's a hefty AF with the Exec I believe. They'd be happy to take that money from you. Just my two bits. 


Sign up bonus...

 

It would incredibly silly to give up a signup bonus for an upgrade you have to pay for. Smiley Happy

Message 10 of 12
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