@maiden_girl wrote:When I apped for the CITI Simplicity card last month, I got an instant denial. But when I called the backdoor number, they said my application wasn't denied but needed further review (fraud alert is active). Anyway, they verified my info and approved my card same day for 3.5k. I would wait for the email or snail mail letter to cite your sister's "further review" reasons.
She did receive the email said tks for apps and wait for citi to contact within 1 week. She called the first citi backdoor number and the one that ask for app id also, no help, all of them told her to wait 7-10 days? which number did you call?
@youngandcreditwrthy wrote:
Call the credit number. Citi doesn't really have an EO # but they do have an Executive Office. So if denied, contact them.
My sister did call the backdoor number, they all told her to wait 7-10 days for a respond. They email a letter said they''ll contact my sister within 1 week, along with the online app status. When she clicked on the link, all its said was thanks for app, and please wait 7-10 days also. So Frustrated!
@maiden_girl wrote:
@bigbang91 wrote:
@maiden_girl wrote:When I apped for the CITI Simplicity card last month, I got an instant denial. But when I called the backdoor number, they said my application wasn't denied but needed further review (fraud alert is active). Anyway, they verified my info and approved my card same day for 3.5k. I would wait for the email or snail mail letter to cite your sister's "further review" reasons.
She did receive the email said tks for apps and wait for citi to contact within 1 week. She called the first citi backdoor number and the one that ask for app id also, no help, all of them told her to wait 7-10 days? which number did you call?
I called the Citi app status number in the backdoor thread. They can also look up your app with your SSN if you don't have the app ID. Most people don't have it unless they have the letter Citi sent when they call. Citi should have sent another email regarding the decision. You get two. I would call again. Most agents don't have a clue what their doing.
Thanks,the email they sent my sis does have the app id at the top. I guess she could try again on monday!
Wow, they pulled my sis EX and EQ, she has 6 inq on EX and 3 on EQ. Its weird though cause my cousin told me last week when he applied they only pulled EQ here in TX. Anyone know why they pull EX as well?
@Anonymous wrote:
Borderline approval or decline, when multiple bureaus are pulled they are looking for a reason to approve. Cap 1 pulls all 3 no matter what.
Lol she's gonna be mad at me again cause i told her Citi check only EQ.
@bigbang91 wrote:
@Anonymous wrote:
Borderline approval or decline, when multiple bureaus are pulled they are looking for a reason to approve. Cap 1 pulls all 3 no matter what.Lol she's gonna be mad at me again cause i told her Citi check only EQ.
Citi pulls any of the 3 major ones: most national lenders do.
