CLD from Discover on both mine and hubbies card. Not sure why.

[nursepower]

Mine went from $5500 to $5000 and hubby went from 10K to $5200. Not sure what's going on. All the email said was "Periodic review" ...SO warning to people...watch out for Discover. 

[pizza1]

Are you carrying high balances of the cards?? I wonder if something spooked them!

[MidnightJester]

What are your Utilizations?

Ok What other cards do you have and what balance and limts do you have on them?

What is the balance on the Discovers?

Are you AU on each other cards at all?

What major credit moves have you made in last 2 months? loans, new cards etc? Do you have any old outstanding debts?

What are your scores currently?

[taxi818]

Useless without revealing reason for cld. But you can be sure something spooked them. Most likely high util. Over 60 percent.  

[barbaralee]

When I use to work in USAA credit cards the only time we saw a decrease was when the cardholder had high utilization OR they had carried a large balance on the credit card for a very long time and recently paid it down. I am assuming that other companies have similar practices.

[takeshi74]

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@nursepower wrote:

Mine went from $5500 to $5000 and hubby went from 10K to $5200. Not sure what's going on. All the email said was "Periodic review" ...SO warning to people...watch out for Discover. 

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CLD's aren't just random.  As others have said look at your utilization as it's a very common reason.

[bada_bing]

Not enough info, as others said.

Depending on how close they lowered your limits to your existing balances, they may be in the starting phase of balance chasing. If so, when you make a significant reduction in outstanding balance, you could expect futher CLD. I'd call the CSR and have a casual discussion about what's going on. It might help and at the very least you'd know more about what's going on.