CLI AMEX ALERT STRATEGIES!

[newbiewife]

IM GOING TO HAVE MY 3X CLI @ AMEX IN 10 DAYS. WHAT DO I NEED TO DO?. DO I NEED TO MAKE ALL MY CARDS 0 BAL? PLEASE I NEED YOUR ADVICE, WANNA MAKE SURE EVERYTHING IS GOING TI BE SMOOTH.

[Zz_JC_zZ]

I just got my first Amex, so I dont have any first hand experience yet. But I have read in a few different threads that people have suggested having a 0 balance on your Amex when you make the CLI request

[brianjb]

I have more than one AMEX card.  Do they all have to be at $0 before asking for the CLI?  Or just the one that I want the CLI for?

[tinom1234]

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@Zz_JC_zZ wrote:

I just got my first Amex, so I dont have any first hand experience yet. But I have read in a few different threads that people have suggested having a 0 balance on your Amex when you make the CLI request

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I've read the same thing. I read also that you should have low utilization across the board with your other cards, too.

[tinom1234]

This guide that was put together by MustangSaluki is very helpful:
http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

[09Lexie]

Have you checked to see when they last SPd you?

[newbiewife]

Yes they sp me last aug. 4 , right now my amex is 0 bal. But my other card is not but when you calculate util its 5-6% .

[ibmrad7]

Low Util definitely helps but it's not the only factor. I got my 3X CLI when I had close to 88% utilization across the board and 25% on AMEX

[tinom1234]

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@newbiewife wrote:
Yes they sp me last aug. 4 , right now my amex is 0 bal. But my other card is not but when you calculate util its 5-6% .

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I think you're set up for a nice CLI! Good luck!

[newbiewife]

Thanks! Cuz I'm just nit sure what they are looking for.