CLI Banana Republic

[Anonymous]

I just opened this card on 9/05/10 with a $300 limit and I logged in to pay my bill and my new limit is $700! Thanks GEMB!!! I'm surprised at such a quick CLI!

[Anonymous]

Yay thats awesome!

[halos24]

That is great! Can you tell me what was your usage like? Did you PIF since sept? I opened about 3 different GEMB store cards around time and wanted to know.

[Anonymous]

I have PIF every month. I have also broken up my payments into 2 payments but I always PIF before the due date. They didn't report anything to the credit bureaus last month because I had no balance so this month I left 9% utilization to report on the statement date (yesterday) and already scheduled a payment for today. 

[lovely222]

I opened the card in June they gave me an initial limit of $700. In November they increased it to $1000 (I hit the CLI button online). I PIF every month. They also sent me the luxe card since I use it so much. 

[halos24]

Question for both of you?  DId you guys see the CLI after the statement date or prior?  For lovely22 did you hit the luv button it looks like 5 months after you opened the card did you do it after your paid or prior? 

I did try and hit the luv button for one of my GEMB cards AE just the other day and it said they could not grant one, and would send me a letter.  It had been 3 months after, and I PIF since I have had the card.

Since Banana is also a GEMB card, not sure if they work the same.  I also have an Old Navy and GAP and so far have PIF but not sure what to expect with these two.  I will be closing the Old Navy card, really just use the GAP one. 

[Anonymous]

This is the 4th statement for me and I got it on the statement date. I did not request it. 

[Anonymous]

Halo, why do you have a gap, old navy, and BR? You can use one of the cards at all of their stores...

[halos24]

Do not have a BR card, I only have an OldNavy and GAP.  I did not realize I can use one at the other, and since I do not shop at OldNavy will just use the GAP one now.  

The other card I do have is American Eagle, that one you cannot use at those stores and since I do shop their the coupons and rewards are much better but know that with any of these cards I PIF as soon as I get the statement, and since I have opened them actually will PIF even prior to the statement dropping.  

[Anonymous]

Oh duh, sorry Halo, I was thinking you were the originator. I wasn't paying attention.