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CLI CAPITAL ONE

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homebound14
New Contributor

CLI CAPITAL ONE

How do I request a cli from capital one.
Message 1 of 25
24 REPLIES 24
Habibimo
Regular Contributor

Re: CLI CAPITAL ONE

Hello.

after you log-in, look for the tab "Services", then click "More".

You should see "Request Credit Line Increase" right there to the left column.

|| Amex BCE $18,000 || QuickSilver WMC $8,500 || Freedom Visa Signature $10,000 || Discover IT $11,800 || BestBuy $2,800 || Venture Visa Signature $17,750 || NASA FCU Platinum Cash Rewards $7,000 || Amazon Store Card $20,000 || Overstock $11,500 || Lowe's $25,000 || NFCU Platinum $9,600 || Chase Marriott $10,000 || Chase FU $15,7000 || NFCU CLOC $15,000 ||
Message 2 of 25
mikey78
Frequent Contributor

Re: CLI CAPITAL ONE

You can call and ask, and after they turn you down, you can message them on facebook and explain your reason of contacting them on facebook and they usually respond and ask you for contact info and then few days later a E.O will call you and ask you some information about how much you want and if you are willing to settle for less 

you can say yes or no but that's up to you

 

that's how I got my Upgrade and CLI, They couldnt remove the AF on my cards but they gave me a slight CLI 
which reminds me again that i need to be contacting Cap one on facebook again soon Smiley Frustrated


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 3 of 25
homebound14
New Contributor

Re: CLI CAPITAL ONE

Thanks I did it online and got a 7-10 day message Smiley Sad maybe in a few months
Message 4 of 25
Habibimo
Regular Contributor

Re: CLI CAPITAL ONE

same thing happened to me. but i received an email next day stating my limit was increased.

lets hope it gets you the good news too.

|| Amex BCE $18,000 || QuickSilver WMC $8,500 || Freedom Visa Signature $10,000 || Discover IT $11,800 || BestBuy $2,800 || Venture Visa Signature $17,750 || NASA FCU Platinum Cash Rewards $7,000 || Amazon Store Card $20,000 || Overstock $11,500 || Lowe's $25,000 || NFCU Platinum $9,600 || Chase Marriott $10,000 || Chase FU $15,7000 || NFCU CLOC $15,000 ||
Message 5 of 25
SGR
Contributor

Re: CLI CAPITAL ONE

CapOne can be very strange about CLI's. If you request the CLI and it gives you a 7-10 message, you are most likely declined (although there are exceptions). If you're paperless, you will get the reason why in your account usually within 24 hours.

 

If your account is eligible for a CLI, it always seems to happen instantly after you hit submit on the CLI page. However, CapOne seems to be incredibly stingy when you initiate the increase (if its even approved in the first place). I got a stingy $500 CLI awhile back on a very old CapOne card I got when I had no credit. The CLI made no sense because my credit had been excellent for over a year prior to the CLI request. At the time of the CLI, I already had several cards with limits of at least 5x more (including a different CapOne product).

 

With that said, they do occasionally seem to hand out very generous automatic CLI's. My father had a $300 CC for nearly three years with them. He always has a 90%+ utilization, but pays 3x the minimum every month. Today, he received a letter which notified him that he was eligible for a $1,500 increase (aka a 6x CLI).

 

Good luck!

Message 6 of 25
Newstart122014
New Contributor

Re: CLI CAPITAL ONE

Just got a letter in the mail from CapOne asking me to confirm my income for a 1k CLI!!!! Super excited...this came out of no where!

What I can say is that I set up the acct to automatically pay every month for the past 3 months! Maybe that did it 😊

Starting Score: 570
Current Score: 665
Goal Score: 700


Take the myFICO Fitness Challenge
Message 7 of 25
AirlinerDudeB6
Regular Contributor

Re: CLI CAPITAL ONE

I hit the LUV Button last week and got a 2X CLI (soft pull).

 

Limit went from $2k to $4k on my QuickSilver One.

 

CapitalOne has always treated me very well.  This is my 2nd CLI with them for this card, all in under 2 years.

Discover It - $25.5k | Sam's Club MasterCard - $25k | Chase Sapphire Reserve $23.8k | Amex EveryDay - $23k | Barclays JetBlue - $23k | Citi TYP - $7.1k | Cap1 Quicksilver WMC - $7k | Marriott Rewards Premier Visa Signature - $6.5k | Chase Freedom - $3.2k | Amex Gold - NPSL |
TU 08 FICO - 812 | EQ 08 FICO - 799 | EX 08 FICO - 793 |

Utilization - 16% | AAOA - 4.3 years | In Garden - Since 9/6/16
Message 8 of 25
xXIDaShizIXx
Established Contributor

Re: CLI CAPITAL ONE


@AirlinerDudeB6 wrote:

I hit the LUV Button last week and got a 2X CLI (soft pull).

 

Limit went from $2k to $4k on my QuickSilver One.

 

CapitalOne has always treated me very well.  This is my 2nd CLI with them for this card, all in under 2 years.


Must be nice.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 9 of 25
bk510
Valued Contributor

Re: CLI CAPITAL ONE


@mikey78 wrote:

You can call and ask, and after they turn you down, you can message them on facebook and explain your reason of contacting them on facebook and they usually respond and ask you for contact info and then few days later a E.O will call you and ask you some information about how much you want and if you are willing to settle for less 

you can say yes or no but that's up to you

 

that's how I got my Upgrade and CLI, They couldnt remove the AF on my cards but they gave me a slight CLI 
which reminds me again that i need to be contacting Cap one on facebook again soon Smiley Frustrated


I got my 1st cli via EO for 500, asked for 4K.

Started with 500 11/13, with credit step bumped to 1500 after 5 months and stayed there until this month when I requested cli via EO.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 10 of 25
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