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CLI Capital One

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Florida1990
Frequent Contributor

CLI Capital One

Anyone had any luck getting a CLI on a Capital One secured credit card online?? I hit the request button online for the first time is this a soft pull?

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
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3 REPLIES 3
Onthe27thday
Regular Contributor

Re: CLI Capital One

It will be a SP but so far all of my responses say that they don't do increases for secured cards so you can try, but don't be let down. They seem to do it only with auto increases... I've only had the card for a few months so I we'll see. Good luck!!

Starting Score (Oct '13): 473 (EX), Current Score: MyFICO EX: 713 EQ: 715 TU: 717, Goal Score: 740 & above. Capital One Quicksilver: $2250, Discover IT: $9500, Chase Amazon Store Card: $2600, Care Credit: $15000, Barclays Rewards: $1850 BCE: 20,000, PenFed Visa Sig: 7,000 NFCU cashRewards $24,600
Message 2 of 4
breezy559
Member

Re: CLI Capital One

It will be a soft pull, but they'll send you a letter saying your account, the secured mastercard, doesn't qualify for credit limit increases; only if you put more of a deposit. They do initiate auto cli's though. I got one about a year and a half into having the card. 

Capital One Platinum Secured: $750 Chase Freedom: $1000 Citi Diamond Preferred: $4300 Best Buy Store Card: $6000 Amazon Store Card: $1200 Amex Blue Cash Everyday: $12,000 Discover IT: $1000 Barclay US Airways Master: $4000 Amex EveryDay: $9000 Chase Sapphire Preferred: $5000
Transunion score: 743 (via Barclays & Discover)
Experian Score: 762 (via amex app)
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Cookie2120987
Frequent Contributor

Re: CLI Capital One

With the secured version, you usually get one at the sixth statement cut if you "used the card enough" but after that like said the secured card doesn't qualify for one except auto CLI with vary widely across the board. Also, the odds of it graduating are quite slim unlike other cards. I've asked twice now and all,I get is the same basic response it can, but no response at to what's needed, just that they some times emulate cards and do graduate, I have yet to see a poster here with several post who has said there cards have graduated though... Capitol one loves our intrest free money.. 

 

Good luck Smiley Happy

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