CLI Requested Info - Question?

[LJ555]

While I'm not planning to request a CLI until my current balances are lower, I'm doing some preliminary research.  This applies to Capital One.  In the "Request CLI" section of their site, at the top it says "checking your eligibility will not affect your credit score".  Can I assume that this means it is a soft pull only?  Or should I call and verify with a human when I'm ready to initiate that?

Also, they ask you to say what your monthly spend with credit cards is.  Does this mean across the board or only with their Cap1 cards?  I figure it's probably across the board, so would you say that taking a 6 month average monthly expenditure for all cards would be an appropriate figure?

Thanks!

[HeavenOhio]

Capital One is always a soft pull.

They're asking for your monthly spending on that particular card. When I asked a rep, she said that how you fill in that field is pretty wide open. I use a number that reflects my recent spending. But I suppose you could use your anticipated spending if you'd like.

[imaximous]

It's a soft pull. I just did it on one of my cards last week and got approved on the spot for an additional $3k.
Prior to that, I also did it on another card I don't really use, and I got denied for that one. The letter explained it was denied due to lack of activity on it, which is true.
In the monthly spend, I put the total spending on all my cards. I figured they'd like to see how much I spend altogether. They know the exact charges on their own cards, so they wouldn't have to ask that question.

[Anonymous]

Yes, softpull on EQ usually.