CLI for the CSP

[Anonymous]

hello everyone

i got my csp on february 2nd and got approved for 5k. i already spent 4k and paid it back so i can get the sign up bonus.

will this actions will help me getting a cli without me asking for one? or how long do i have to wait to request one to chase and how is the procedure

[Anonymous]

Chase is pretty stringent when it comes to auto CLIs.
If you request a manual CLI, it will be a HP.

[Anonymous]

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@Anonymouswrote:

hello everyone

i got my csp on february 2nd and got approved for 5k. i already spent 4k and paid it back so i can get the sign up bonus.

will this actions will help me getting a cli without me asking for one? or how long do i have to wait to request one to chase and how is the procedure

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JEGC19,

I was in the same boat. Got the CSP for 5K SL, spent 4K in the first 45 days, Chase auto increased my limit starting with my 3rd statement. 

Hope this helps.

[Anonymous]

thats awesome news!!! congratulation for that.

if you dont mind telling me how much they increased your limit to?

[Anonymous]

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@Anonymouswrote:

thats awesome news!!! congratulation for that.

if you dont mind telling me how much they increased your limit to?

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Not a problem. They increased my limit $1,000 after my 3rd statement cut and another $1,500 after the 9th statement cut. 

Not much, but it was auto and I will gladly take it. 

[Anonymous]

yeah you are right, i dont want to really get a HP just for credit increase i dont believe is worth it. i just wish chase was like amex. they dont hp your score only the first time when you apply and then desicions are base on amex relationship with your habits and payments and spending.

[Shadowfactor]

In regards to Amex. For CLI it’s always been a SP, but for new accounts That’s not really true. Yes there has been a trend in data points that existing card members will only get a SP if denied and a HP if approved, there has even been recent data points that sometimes it can be a SP on approval.

But Amex can pull your credit for any new applications. It happened to me. I received a hardpull for a denial while being an existing card member.