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CLI hack if Amazon drops Chase?

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1LostArk
Regular Contributor

CLI hack if Amazon drops Chase?

I've heard rumors that Amazon may replace Chase as the issuer of the Amazon Visa. If that happens, does that mean my card will be closed and I'll have to re-apply? If the card will stay open, I wonder if it would be a good idea to transfer available credit from my other Chase cards now, and then request CLI's with Chase once the Amazon card is under the new issuer (circumventing Chase combined credit limit). If the new issuer is Synchrony I doubt they'd give me a CLI as high as Chase would.


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LADave
Established Contributor

Re: CLI hack if Amazon drops Chase?


@1LostArk wrote:

I've heard rumors that Amazon may replace Chase as the issuer of the Amazon Visa. If that happens, does that mean my card will be closed and I'll have to re-apply?


Amazon is considering transferring their credit card customers from Chase to another bank - meaning you wouldn't need to apply for a new card, if it even happens.

Message 2 of 4
SouthJamaica
Mega Contributor

Re: CLI hack if Amazon drops Chase?


@1LostArk wrote:

I've heard rumors that Amazon may replace Chase as the issuer of the Amazon Visa. If that happens, does that mean my card will be closed and I'll have to re-apply? If the card will stay open, I wonder if it would be a good idea to transfer available credit from my other Chase cards now, and then request CLI's with Chase once the Amazon card is under the new issuer (circumventing Chase combined credit limit). If the new issuer is Synchrony I doubt they'd give me a CLI as high as Chase would.


You shouldn't be doing anything based on rumors.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 4
coldfusion
Credit Mentor

Re: CLI hack if Amazon drops Chase?

Note that there is an existing thread that discusses the potential Amazon/Chase dissolution.

 

https://ficoforums.myfico.com/t5/Credit-in-the-News/Amazon-tire-kicking-for-Chase-replacement-of-CC/...

(10/2025)
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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