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CLI on BoA

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Anonymous
Not applicable

CLI on BoA

Just asked for a CLI of 4k in my boa cash rewards, it said it has been summited for review, and im getting a letter in 7-10 days.

 

Should i call ? and see what happened? 

Message 1 of 10
9 REPLIES 9
Kenny
Moderator Emeritus

Re: CLI on BoA

Definitely going to be a HP.. you can either wait it out or call the backdoor number and say that I'd like to check on the status kind of thing. Completely up to you. Smiley Happy People have received success with both approaches.
Message 2 of 10
B335is
Moderator Emeritus

Re: CLI on BoA

Sometimes it takes them a day or two, but I would check your account tomorrow.  If nothing by Monday call.  I recently submitted a CLI request (hard pull on TU) and they asked me to call.  I haven't decided yet because I'm pretty sure the word reallocate will come up Smiley Sad

Message 3 of 10
Anonymous
Not applicable

Re: CLI on BoA

Im sure it will be a HP lol, just chat with someone and they said i have to wait. im so impatient! atleast they are giving it some thought. last year i ask for a CLI and was instantly denied . fingers crossed!

Message 4 of 10
B335is
Moderator Emeritus

Re: CLI on BoA


@Anonymous wrote:

Im sure it will be a HP lol, just chat with someone and they said i have to wait. im so impatient! atleast they are giving it some thought. last year i ask for a CLI and was instantly denied . fingers crossed!


Yeah I wish they would give more instant results.  Some get it immediately, but it seems like most have to wait a few days.  I'm sure they'll give you something.

Message 5 of 10
ilovelisa
Established Contributor

Re: CLI on BoA


@Anonymous wrote:

Just asked for a CLI of 4k in my boa cash rewards, it said it has been summited for review, and im getting a letter in 7-10 days.

 

Should i call ? and see what happened? 


I hate using the cli button online for boa. It always comes up with the green check mark. I always get excited thinking it was approved but it always says it was successfully submitted for review. You could call and see what happened though. My card had been at $7000 for like 6 months. I asked for $15000 online and got the 7-10 message. I logged in the next day and saw they increased it to $10000. So it looks like they do actually review the request

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 6 of 10
tjones9234
Contributor

Re: CLI on BoA

I would call, I called credit analyst today after getting the same message.. They will ask you questions regarding you credit and ask you employment and length of time employed.. Which I don't know why, they NEVER call to actually verify anything? Other then Amex and the FR
Message 7 of 10
Anonymous
Not applicable

Re: CLI on BoA


@tjones9234 wrote:
I would call, I called credit analyst today after getting the same message.. They will ask you questions regarding you credit and ask you employment and length of time employed.. Which I don't know why, they NEVER call to actually verify anything? Other then Amex and the FR

MIght call tomorrow

Message 8 of 10
Anonymous
Not applicable

Re: CLI on BoA

Update: Still waiting on the analyst to review my request! 

Message 9 of 10
chalupaman
Super Contributor

Re: CLI on BoA


@Anonymous wrote:

Update: Still waiting on the analyst to review my request! 


Good luck man! Hope you get it, especially since you took the HP for it.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 10
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