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Thanks for the feedback! I truly appreciate all the valuable knowledge that I'm getting and insight. A filing system isn't something that I've done before, so thank you for sharing that with me and it'll be something that I will begin using to catalog my closed accounts.
Its an excellent idea to keep records of that stuff, for your own protection.
So, I finally pulled the trigger on all three starter cards (CreditOne, Indigo and Destiny) this month and will be also closing my USAA Secured Card which is no longer offered by USAA nor will it ever graduate, along with my First Premier Cards in December. Then I will be headed to the garden until 12/31/2021. Only thing that'll be a HP during this time will be a mortgage for our first home!