Hey all, just an update after my app spree 3 months ago and getting the CSP last month. My scores are bouncing back 
current Fico score is already back at 739. Mind that I had a short aaoa and only had 1 TL before the spree so my scores took a large hit, but I'm glad that being in the garden currently is helping me bring back my scores. Before the spree my fico's was at 796!! Anyone think I can break into the 800's after this year end?
current Fico score is already back at 739. Mind that I had a short aaoa and only had 1 TL before the spree so my scores took a large hit, but I'm glad that being in the garden currently is helping me bring back my scores. Before the spree my fico's was at 796!! Anyone think I can break into the 800's after this year end?
Wow, you had a 796 with only 1 tradeline?!?! 
What was your AAoA before the spree?!
What was your AAoA before the spree?!
DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
Nice! Always pays off being in the garden
Yea my CS was 796 and I only had a BoA card for 3years with perfect payment/ no baddies in my CR ever. And the CSP hasn't hit yet, it shud it next month but my new TL's will be 6 months old already so it shouldn't be that bad.
Hopefully with these new TL I can finally hit 800 by year when the new acts are all 1yr old
Hopefully with these new TL I can finally hit 800 by year when the new acts are all 1yr old