CSP Activation

[bs6054]

Just got my CSP and called to activate.  I was on another call, expected an automated system, but of course it is a human.  She asked me if the CL was enough.  Is I had said no, do they do a HP or is this point to get more?

[a3quit4s]

She asked you if $32K was enough?

[Mailak]

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@bs6054 wrote:

Just got my CSP and called to activate.  I was on another call, expected an automated system, but of course it is a human.  She asked me if the CL was enough.  Is I had said no, do they do a HP or is this point to get more?

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I wanted an automated system - I actually had to wait a while to get connected to a person. Could have done it easier and quicker punching in a couple of numbers. Other times talking to a real person is nicer, of course.

[bs6054]

I also wanted an automated system (since I was on another call!)  I made sure I was calling from my home phone, and was half listening, expecting "please enter your credit card number" before realizing someone was talking.  She wanted to go over the benefits etc.

[bs6054]

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@a3quit4s wrote:

She asked you if $32K was enough?

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Yes. "I see you have been give a line of 32 thousand.  Is that enough for your needs?"   For me, it is (CVS doesn't have THAT many vanilla reloads), for others it might not be, and I didn't want to take the chance of a HP for something I don't need.

[Anonymous]

You always get a human for CSP customer service.  24X7

[FICO_Fighter]

When I got my CSP I asked for a small CLI (mine is nowhere in the neighborhood of $32k) and they said it would be another hard pull, initially I said no, but then agreed.  I app'd for CSP and AMEX BCP the same day, even though Chase said it would be a 2nd hard pull, all of my credit monitoring shows that I only had 2 hard inq's total, one from chase, one from AMEX.  Nice limit on your CSP, I know you will enjoy the benefits.