I am thinking of apping for the CSP, and have a question. I got an AMEX about a month ago, and the statement cuts tomorrow. It hasn't posted to my CR yet. Without the AMEX I don't have a TL over 5k, with it I do. However, once it posts it will drop my AAoA from 18 months ish to maybe 12-14.
EX score: 715 ish, other two slightly higher
Income: Won't block me
Highest reported CL: 3.5k
Freedom since December and checking with Chase
What do you all think?
@notfancy wrote:
@msf12555 wrote:I am thinking of apping for the CSP, and have a question. I got an AMEX about a month ago, and the statement cuts tomorrow. It hasn't posted to my CR yet. Without the AMEX I don't have a TL over 5k, with it I do. However, once it posts it will drop my AAoA from 18 months ish to maybe 12-14.
EX score: 715 ish, other two slightly higher
Income: Won't block me
Highest reported CL: 3.5k
Freedom since December and checking with Chase
What do you all think?
Hey new guy. Wait til the Amex posts at least. What is your AAoA?
Hey Fancy! As of Feb 13th it was 2 years. That doesn't include the new AMEX. I was also worrying about what Chase would think about me just opening an AMEX last month if I let it report.
@notfancy wrote:
@msf12555 wrote:
@notfancy wrote:
@msf12555 wrote:I am thinking of apping for the CSP, and have a question. I got an AMEX about a month ago, and the statement cuts tomorrow. It hasn't posted to my CR yet. Without the AMEX I don't have a TL over 5k, with it I do. However, once it posts it will drop my AAoA from 18 months ish to maybe 12-14.
EX score: 715 ish, other two slightly higher
Income: Won't block me
Highest reported CL: 3.5k
Freedom since December and checking with Chase
What do you all think?
Hey new guy. Wait til the Amex posts at least. What is your AAoA?
Hey Fancy! As of Feb 13th it was 2 years. That doesn't include the new AMEX. I was also worrying about what Chase would think about me just opening an AMEX last month if I let it report.
They probably won't care. I suspect you will get approved but instead I will suggest that you get your rear end back into the garden pronto, post and hang out or I'll be forced to redirect the ERTs to your direction!
Man, that sounds like a threat to me.....
Anyways, I know you were comparing different cards from your other threads....i guess you've made up your mind? I def. think you have a great chance, let us know if you're pulling the trigger.
Awesome. Congrats on your new shiny metal card! What's your starting CL?
@msf12555 wrote:I am, and I did. Approved. SO happy right now. You guys both rock.
WTG New Guy! Congrats on your CSP approval! 
