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Valued Member


I applied for a CSP and Marriot Bonvoy March of 2021, was denied, but called for a reconsider and was approved with $8,800 limit on the CSP and $5000 on the Bonvoy. At the time, I had a CFU $1000 and CFF $500, each about 4 years old, and I couldn't get CLI on those during those previous four years, despite spotless payments, heavy use, and low UTL.


Despite heavy use over the year (at least $250,000 spend across all four) and receiving the intro bonuses on the new card, I didn't get a 6-month CLI on either the CSP or Bonvoy. However, this on the anniversary of the CFU, my CL doubled. Same with the CFF two months later.


I want to get both the CSP and Bonvoy over $10K, but I'm wondering I wait another 3 to 6 months for Chase's internal review (which might not happen) or do a manual review with the associated HP?


Any clarifying thoughts or advice would be appreciated.












Starting Score: 447 - 5/2019, FICO 9 by Wells Fargo
Current Score: 732 - 1/2022, FICO 9 by Wells Fargo
Goal Score:770

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Message 1 of 2
Senior Contributor

Re: CSP Auto CLI?

Congrats on your rebuilding and your approvals. I'd wait to see if Chase gives an auto-CLI within six months and if not then try with a HP. Best wishes on your future CLIs.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 2
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