CSP - Can I get it? Should I get it?

[icyhot]

I got approved for the CSP with over 40 INQs and 13 new accounts in the last 5 months. But this was in April....perhaps they tightened it up in May

[GoldSorata]

Here it is:  https://creditcards.chase.com/prequalified-offers

[red259]

---

@GoldSorata wrote:

---

@Anonymous wrote:

I've heard that chase is anal about inquiries, and that anymore than 5 can get you denied. I don't know if it's 5 or more or more than 5, or if it's really true. Keep us updated though, Im also looking to get this card in the near future as a daily driver.

---

From what I've read its not specifically the inquires but new accounts. More than 5 in the previous 2 years is the general consensus.

---

+1

[Anonymous]

Hmm...

We are unable to locate any offers for you at this time.

This may be because you have opted out of "prescreened" offers from Chase
and other companies or you have recently responded to another offer from Chase.

[GoldSorata]

---

@Anonymous wrote:

Hmm...

We are unable to locate any offers for you at this time.

This may be because you have opted out of "prescreened" offers from Chase
and other companies or you have recently responded to another offer from Chase.

---

Have you opted out from the CRAs? Also note that even if you don't have a prequal offer from a creditor it doesn't mean you wouldn't be approved but be mindful as mentioned of Chases new policy they seem to have for limits on new accounts.

[Anonymous]

If I opted out, I don't know how I did it.

[Anonymous]

Oh well.  Guess I'll find out in Oct/Nov.  Thanks for occupying my lunch break!

[Anonymous]

Respectfully I absolutely disagree.  February I applied for CSP and BA card.  Auto approved with good limits.  12 new accounts within 8 months

---

@ojefferyo wrote:

If you've gotten more than 5 new accounts within the last 2 years they will automatically deny you for their card and noone can overturn that. This does not apply to their co-branded cards. Chase doesn't seem to sensitive to inquires as many tend to think. 

---

[GoldSorata]

The policy started in Mary

[Anonymous]

---

@Anonymous wrote:

Respectfully I absolutely disagree.  February I applied for CSP and BA card.  Auto approved with good limits.  12 new accounts within 8 months

---

@ojefferyo wrote:

If you've gotten more than 5 new accounts within the last 2 years they will automatically deny you for their card and noone can overturn that. This does not apply to their co-branded cards. Chase doesn't seem to sensitive to inquires as many tend to think. 

---

---

That was prior to the implementation of the new policy.