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CSP/Freedom - Alternative + Groceries

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gercredit
Contributor

CSP/Freedom - Alternative + Groceries

Hi guys,

 

I wanted to ask you about an alternative for the Freedom/CSP combination from any other lender. I really have to say that I like the combination and right now with the 5% back on groceries it is more than great.

 

But because of that I also see what is missing year-around, a good cashback value on groceries.

Basically I am looking for a combination of points (miles) cards from any given vendor which would cover groceries, dining and travelling. In each of these categories a high percentage of 2% would be great.

 

Is that something out there or am I too demanding?

Don’t understand me wrong, I really like the chase combo here but it always leaves a bad feeling to put 300-500$ a month only on 1% cashback (miles).

 

Thanks,

Gercredit

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries


@gercredit wrote:

Hi guys,

 

I wanted to ask you about an alternative for the Freedom/CSP combination from any other lender. I really have to say that I like the combination and right now with the 5% back on groceries it is more than great.

 

But because of that I also see what is missing year-around, a good cashback value on groceries.

Basically I am looking for a combination of points (miles) cards from any given vendor which would cover groceries, dining and travelling. In each of these categories a high percentage of 2% would be great.

 

Is that something out there or am I too demanding?

Don’t understand me wrong, I really like the chase combo here but it always leaves a bad feeling to put 300-500$ a month only on 1% cashback (miles).

 

Thanks,

Gercredit


cap1 quicksilver + venture?

Message 2 of 15
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries


@gercredit wrote:

Hi guys,

 

I wanted to ask you about an alternative for the Freedom/CSP combination from any other lender. I really have to say that I like the combination and right now with the 5% back on groceries it is more than great.

 

But because of that I also see what is missing year-around, a good cashback value on groceries.

Basically I am looking for a combination of points (miles) cards from any given vendor which would cover groceries, dining and travelling. In each of these categories a high percentage of 2% would be great.

 

Is that something out there or am I too demanding?

Don’t understand me wrong, I really like the chase combo here but it always leaves a bad feeling to put 300-500$ a month only on 1% cashback (miles).

 

Thanks,

Gercredit


@gercredit,

 

Based on your post, If I were in your shoes I'd look in Amex BCP which gives you 6% on groceries but capped at $6,000 per anum.  I'd also look into Barclays Sallie Mae also...

Message 3 of 15
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries

Have you looked into AMEX?

 

BCP is great with 6% on groceries and 3% for gas.

 

The $75 AF is more than covered if you were to make it your primary grocery/gas card.

 

 

 

EDIT: @Yes beat me to it

Message 4 of 15
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries


@Anonymous wrote:

Have you looked into AMEX?

 

BCP is great with 6% on groceries and 3% for gas.

 

The $75 AF is more than covered if you were to make it your primary grocery/gas card.

 

 

 

@EDIT: @Anonymous beat me to it


He..he..heSmiley Tongue

Message 5 of 15
sunkissed
Established Contributor

Re: CSP/Freedom - Alternative + Groceries


@Anonymous wrote:

@Anonymous wrote:

Have you looked into AMEX?

 

BCP is great with 6% on groceries and 3% for gas.

 

The $75 AF is more than covered if you were to make it your primary grocery/gas card.

 

 

 

@EDIT: @Anonymous beat me to it


He..he..heSmiley Tongue


BCP came to my mind too, but OP mentioned wanting points instead of cashback.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 6 of 15
iwazl71
Frequent Contributor

Re: CSP/Freedom - Alternative + Groceries

I would do the BCP or the EDP from Amex depending whether you want cash back or points for mileage.  I like the EDP better if you value miles.  If you use your card more than 30 times in a month, you can get almost 4.5 MPs with each dollar.  thats like getting 9% or more cash back since some miles are worth 2 cents or more.

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 7 of 15
gercredit
Contributor

Re: CSP/Freedom - Alternative + Groceries

To be honest, today I am already doing the BCP Smiley Happy I just thought there might be a miles/CC program out there (beside the EDP) which would fit better.

Well I guess the advantage is that I dont have all the eggs in one basket...

Message 8 of 15
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries

LOL Smiley Very Happy

Message 9 of 15
Anonymous
Not applicable

Re: CSP/Freedom - Alternative + Groceries


@iwazl71 wrote:

I would do the BCP or the EDP from Amex depending whether you want cash back or points for mileage.  I like the EDP better if you value miles.  If you use your card more than 30 times in a month, you can get almost 4.5 MPs with each dollar.  thats like getting 9% or more cash back since some miles are worth 2 cents or more.


I wasn't quite sure what he wanted going back to his post as he did mention missing 'good cashback value' yet went on to 'looking' for points/miles.

 

 

I just focused on the cashback portion.

 

 

Message 10 of 15
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