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CSP+Freedom+Total Checking

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j_casteel
Valued Contributor

Re: CSP+Freedom+Total Checking


@NoAnchoviesPlease wrote:

@j_casteel wrote:

I do, plus added my wife as AU for the Freedom and CSP.

 

I'm going to see if the checking is worth it though. I just set up direct deposit for the bare minimum (total $500 per month) to keep it free from fee's.


I was pleased when they made it total-$500 not a single $500 deposit. BofA has a $250 single deposit requirement as I understand it. Citibank just wants one direct deposit and one billpay per month, which is easy to automate. Smiley Happy 


Yeah, I'm paid bi-monthly so it was easy setting up $250 per check. There are no plans on using it long term especially if I don't find its worth having it open just for the 10%. I'm not sure how much I will actually use the Chase cards for the next year or so, but for the time being they are my main cards.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 23
unc0mm0n1
Established Contributor

Re: CSP+Freedom+Total Checking

I must be doing something wrong. I have all three and Chase said I don't qualify for the 10% rebate. I only got all three about 8 months ago so maybe they stopped the program for new customers.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 12 of 23
Ghoshida
Valued Contributor

Re: CSP+Freedom+Total Checking


@unc0mm0n1 wrote:

I must be doing something wrong. I have all three and Chase said I don't qualify for the 10% rebate. I only got all three about 8 months ago so maybe they stopped the program for new customers.


I received a secure message from Chase in Feb (when I opened the Freedom) that the 10% extra will be added next Jan / Feb statement. I don't think it's been discontinued. You might want to check again what's the problem.

Message 13 of 23
BigBS
Senior Contributor

Re: CSP+Freedom+Total Checking

I have the freedom and Total Checking and was told I will receive the 10% in Jan.  Plan to add the CSP in the fall.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 14 of 23
youngandcreditwrthy
Senior Contributor

Re: CSP+Freedom+Total Checking

I have all of these.. the "trifecta" right??

 

I actually average about 6% cash back on my Freedom as a result!!!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 23
youngandcreditwrthy
Senior Contributor

Re: CSP+Freedom+Total Checking

trumpet- I still get the 10 pts per trans. If you had your accounts before they stopped offering that, you should be grandfathered in.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 23
canusa11
Valued Member

Re: CSP+Freedom+Total Checking

I have had a Chase checking/savings for years along with Freedom & aded CSP last week. How do I see if im getting it?

Message 17 of 23
trumpet-205
Valued Contributor

Re: CSP+Freedom+Total Checking


@youngandcreditwrthy wrote:

trumpet- I still get the 10 pts per trans. If you had your accounts before they stopped offering that, you should be grandfathered in.


Did Chase not send you a notice that they were stop doing that?

 

Chase explicitly sent me a notice that they were dropping 10 pts per transaction, and that was several months ago.

Message 18 of 23
-NewGuy-
Moderator Emeritus

Re: CSP+Freedom+Total Checking


@unc0mm0n1 wrote:

I must be doing something wrong. I have all three and Chase said I don't qualify for the 10% rebate. I only got all three about 8 months ago so maybe they stopped the program for new customers.


Pretty sure you got bad advice. If you google chase freedom and then click 'learn more and apply' from their page, the 10% bonus for Chase checking customers is front and center.

Message 19 of 23
youngandcreditwrthy
Senior Contributor

Re: CSP+Freedom+Total Checking

I dont know if I got the notice tbh, but I do know that I've still  been getting the 10 pts per xaction.

 

I only use my Freedom for the 5% categories which tend to be smaller, every day xactions, and so I did the math, and I earn 5.9-6% because of it. lol

 

I've had Checking since 2008, and the Freedom card since 2012.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 23
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