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CSP Probability

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Anonymous
Not applicable

CSP Probability

Hey!

 

I'm new to the forum and was wondering if you could tell me my probability for the CSP. I wanted to go tomorrow to the Chase branch due to the lower spending requirement for the bonus.

 

Anyways, here is some of the information about me. 

 

Age: 18

Salary: about 25k a year
Credit Karma FAKO: 732

AAoA: 2 years and 1 month
Oldest Line: 5 years 6 months
Credit Inquiries: 3 on TU. Don't know about other reports

 

Amex BCE: 0 of 10k

Discover it: 96 of 2K

Chase Slate (AU): 3200 of 8000

Bank of America Power Rewards (AU): No reported credit limit

 

Thanks!

 

Message 1 of 32
31 REPLIES 31
09Lexie
Moderator Emerita

Re: CSP Probability

How long have you had the Amex and Discover?

Welcome to the forum!
Message 2 of 32
myjourney
Super Contributor

Re: CSP Probability


@Anonymous wrote:

Hey!

 

I'm new to the forum and was wondering if you could tell me my probability for the CSP. I wanted to go tomorrow to the Chase branch due to the lower spending requirement for the bonus.

 

Anyways, here is some of the information about me. 

 

Age: 18

Salary: about 25k a year
Credit Karma FAKO: 732

AAoA: 2 years and 1 month
Oldest Line: 5 years 6 months
Credit Inquiries: 3 on TU. Don't know about other reports

 

Amex BCE: 0 of 10k

Discover it: 96 of 2K

Chase Slate (AU): 3200 of 8000

Bank of America Power Rewards (AU): No reported credit limit

 

Thanks!

 


Welcome to the forum

How long have you had your cards/

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 32
myjourney
Super Contributor

Re: CSP Probability


@09Lexie wrote:
How long have you had the Amex and Discover?

Welcome to the forum!

Beat me by a minute Smiley Surprised LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 32
Anonymous
Not applicable

Re: CSP Probability

Thanks! I've had the Discover since December and the AMEX for close to 4 months.

Message 5 of 32
09Lexie
Moderator Emerita

Re: CSP Probability

Message 6 of 32
09Lexie
Moderator Emerita

Re: CSP Probability

Message 7 of 32
myjourney
Super Contributor

Re: CSP Probability


@Anonymous wrote:

Thanks! I've had the Discover since December and the AMEX for close to 4 months.


IMHO I would wait Chase like to see 1 year of CC history at 5K and above 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 32
CreditScholar
Valued Contributor

Re: CSP Probability

I think your chances are pretty much 0 due to your income. There's an absolute minimum income threshold that Chase has for the CSP, which is something around 30-35k. You'll need to improve that before you have any chance of being approved.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 9 of 32
Anonymous
Not applicable

Re: CSP Probability

Yes, but every pre-qual site I've used never comes up with anything. I don't know if it's because I am under 21?

 

Also should note, the 10k limit on my AMEX was the initial instant approval limit if that means anything.

Message 10 of 32
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