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CSP Question

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Anonymous
Not applicable

CSP Question

I recently acquired a freedom an amazon about 2 months ago. If there is nothing showing in the pre qual site, does that necessarily mean a No go? I think I may have asked this b4 but still curious. I don't want to scare chase either but I've been wanting this card for a long time. Thanks again.

Message 1 of 13
12 REPLIES 12
chalupaman
Super Contributor

Re: CSP Question

None of the Chase cards I've ever had I was prequalified for. It is good if you get one though because apparently they can do TU pulls if that's the case.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 13
CreditCuriosity
Moderator Emeritus

Re: CSP Question

They also recently changed the pre-qual site to use the wording something along this "You might not have a pre-quaify showing up due to being opt-ed out or recently accepting a pre-qual offer"

 

So not sure what recently means within the last month or two months, etc...  Always can blind app as this won't impact your chances.  I think because Chase Pre-Quals were so golden they might of changed how the pre-qual site works, but it deffinetly has a changed as this was discussed a week or two ago in another thread.

Message 3 of 13
Anonymous
Not applicable

Re: CSP Question

That's exactly whats coming up. How long should I wait to apply?

Message 4 of 13
Anonymous
Not applicable

Re: CSP Question

What do your scores look like?
Message 5 of 13
Anonymous
Not applicable

Re: CSP Question

Ex 648 installment loan closed an lost points. TU 666 EQ670

Message 6 of 13
Anonymous
Not applicable

Re: CSP Question

Hmmm. I dunno about CSP. Try applying for a partner card like a Marriott then back to back with a CSP.
Message 7 of 13
Anonymous
Not applicable

Re: CSP Question

So I should app for Marriott Rewards Premier Credit Card? Then CSP?

Message 8 of 13
Anonymous
Not applicable

Re: CSP Question

Partner card then Issuer promoted card.
Message 9 of 13
elim
Senior Contributor

Re: CSP Question

i would wait for both. my pre-quals have returned 2 or 3 months after apping for chase cards. your scores should recover some by then also.

Message 10 of 13
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