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I just love my freedom card and I am planning to apply for Chase Sappire Card within 3 months. Can any one tell me if there is any advantages of CSP over CS?
I know the following -
1) No FTF in CSP while CS does.
2) 2x point on both travel and dining in CSP while only dining on CS.
Any thing else??
@newUser0 wrote:I just love my freedom card and I am planning to apply for Chase Sappire Card within 3 months. Can any one tell me if there is any advantages of CSP over CS?
I know the following -
1) No FTF in CSP while CS does.
2) 2x point on both travel and dining in CSP while only dining on CS.
Any thing else??
Yes. The CSP allows transfer of UR points to travel partners. This is the real value of UR points IMO. Otherwise all you have is a cash back card and there are much better ones out there. I would not apply for a CS as I don't see any point in it. Some people have a CS because they had the CSP and then downgraded to avoid the AF. Why do you want the CSP?
You can transfer your Freedom pts to the CSP, and the CSP can transfer the pts to travel partners (listed below). The Freedom alone (as well as the regular CS) cannot transfer to travels partners. The CSP is only good (great actually) if you value transferring points to Hyatt, Southwest, United, Virgin Atlantic, or Bristish Airways. Otherwise it's not a good card to have.
@red259 wrote:
@newUser0 wrote:I just love my freedom card and I am planning to apply for Chase Sappire Card within 3 months. Can any one tell me if there is any advantages of CSP over CS?
I know the following -
1) No FTF in CSP while CS does.
2) 2x point on both travel and dining in CSP while only dining on CS.
Any thing else??
Yes. The CSP allows transfer of UR points to travel partners. This is the real value of UR points IMO. Otherwise all you have is a cash back card and there are much better ones out there. I would not apply for a CS as I don't see any point in it. Some people have a CS because they had the CSP and then downgraded to avoid the AF. Why do you want the CSP?
Thanks.
1. Is the Bonus Points I get from the CSP same as the points I earn from on spending on my freedom Card.
2. Same as above is UR points same for both freedom and CSP?
Why do you want CSP?
1. I don't have any signature card and want to get one.
2. I have got 29000 Points from my freedom card and wanted a way to redeem this for the best value.
3. I am planning to travel atleast 10 times this year,so want to maximize the travel rewards by a best card.
Thanks
Do they have any better deals for Delta Airlines?
I have accumulated 62000 points with them and wanted to see, if I can get more on them and get a free International Trip Ticket totally by points.
@Stiga9 wrote:You can transfer your Freedom pts to the CSP, and the CSP can transfer the pts to travel partners (listed below). The Freedom alone (as well as the regular CS) cannot transfer to travels partners. The CSP is only good (great actually) if you value transferring points to Hyatt, Southwest, United, Virgin Atlantic, or Bristish Airways. Otherwise it's not a good card to have.
@newUser0 wrote:Do they have any better deals for Delta Airlines?
I have accumulated 62000 points with them and wanted to see, if I can get more on them and get a free International Trip Ticket totally by points.
@Stiga9 wrote:You can transfer your Freedom pts to the CSP, and the CSP can transfer the pts to travel partners (listed below). The Freedom alone (as well as the regular CS) cannot transfer to travels partners. The CSP is only good (great actually) if you value transferring points to Hyatt, Southwest, United, Virgin Atlantic, or Bristish Airways. Otherwise it's not a good card to have.
You cannot transfer CSP pts to Delta (they are not partners), and Delta's redemption chart and availability is horrible anyway.
@newUser0 wrote:
@red259 wrote:
@newUser0 wrote:I just love my freedom card and I am planning to apply for Chase Sappire Card within 3 months. Can any one tell me if there is any advantages of CSP over CS?
I know the following -
1) No FTF in CSP while CS does.
2) 2x point on both travel and dining in CSP while only dining on CS.
Any thing else??
Yes. The CSP allows transfer of UR points to travel partners. This is the real value of UR points IMO. Otherwise all you have is a cash back card and there are much better ones out there. I would not apply for a CS as I don't see any point in it. Some people have a CS because they had the CSP and then downgraded to avoid the AF. Why do you want the CSP?
Thanks.
1. Is the Bonus Points I get from the CSP same as the points I earn from on spending on my freedom Card.
2. Same as above is UR points same for both freedom and CSP?
Why do you want CSP?
1. I don't have any signature card and want to get one.
2. I have got 29000 Points from my freedom card and wanted a way to redeem this for the best value.
3. I am planning to travel atleast 10 times this year,so want to maximize the travel rewards by a best card.
Thanks
With the CSP you can move your points from freedom all into one account. The points on the Freedom are the same as the CSP, but the CSP allows you to transfer them directly to travel partners (a much better redemption value than cash back).
Why do you want a CSP?
1. Yes a visa signature card is a good thing to have.
2. If you want to use your freedom points the best way possible then the transfer to travel partners (assuming you would use those partners) is the best way to go, so the CSP is what you need not the CS.
3. There may be better travel cards out there if you are going to be travelling that extensively. It depends on what hotels/airlines you will be using. How many nights in hotels would you have? Are you going international or domestic?
Keep in mind that to obtain the CSP you will need to qualify for at least a 5k credit line.
@Stiga9 wrote:
@newUser0 wrote:Do they have any better deals for Delta Airlines?
I have accumulated 62000 points with them and wanted to see, if I can get more on them and get a free International Trip Ticket totally by points.
@Stiga9 wrote:You can transfer your Freedom pts to the CSP, and the CSP can transfer the pts to travel partners (listed below). The Freedom alone (as well as the regular CS) cannot transfer to travels partners. The CSP is only good (great actually) if you value transferring points to Hyatt, Southwest, United, Virgin Atlantic, or Bristish Airways. Otherwise it's not a good card to have.
You cannot transfer CSP pts to Delta (they are not partners), and Delta's redemption chart and availability is horrible anyway.
I totally agree that their redemption is really of very less value. But I have got some bonus points from the Amex Delta card and my previous travel with delta. So probably I will use these points and say bye bye to them?
Which Airline do you think is good with respect to redemption value ? And also easy to get more points
@newUser0 wrote:
1. Is the Bonus Points I get from the CSP same as the points I earn from on spending on my freedom Card.
2. Same as above is UR points same for both freedom and CSP?
Why do you want CSP?
1. I don't have any signature card and want to get one.
2. I have got 29000 Points from my freedom card and wanted a way to redeem this for the best value.
3. I am planning to travel atleast 10 times this year,so want to maximize the travel rewards by a best card.
Thanks
Freedom and CSP both "really" give UR points. Those with just the Freedom tend to think of them as cash back, but they are the same points. You can transfer your points from one card to another (although there is no reason that I know of for transferring CSP -> Freedom)
So the bonus points are also URs (and are earned on the 5x categories with the freedom, 2x on travel and dining with CSP).
But as others have said, apart from the bonus, spending on the CSP only makes sense if you transfer points to partners, and only for "expensive" rewards, such as premium cabin international flights. Otherwise there are cashback cards that are likely to earn you more. But it's also worth getting the CSP merely for the bonus and downgrading when the AF is due.
@red259 wrote:
@newUser0 wrote:
@red259 wrote:
@newUser0 wrote:I just love my freedom card and I am planning to apply for Chase Sappire Card within 3 months. Can any one tell me if there is any advantages of CSP over CS?
I know the following -
1) No FTF in CSP while CS does.
2) 2x point on both travel and dining in CSP while only dining on CS.
Any thing else??
Yes. The CSP allows transfer of UR points to travel partners. This is the real value of UR points IMO. Otherwise all you have is a cash back card and there are much better ones out there. I would not apply for a CS as I don't see any point in it. Some people have a CS because they had the CSP and then downgraded to avoid the AF. Why do you want the CSP?
Thanks.
1. Is the Bonus Points I get from the CSP same as the points I earn from on spending on my freedom Card.
2. Same as above is UR points same for both freedom and CSP?
Why do you want CSP?
1. I don't have any signature card and want to get one.
2. I have got 29000 Points from my freedom card and wanted a way to redeem this for the best value.
3. I am planning to travel atleast 10 times this year,so want to maximize the travel rewards by a best card.
Thanks
With the CSP you can move your points from freedom all into one account. The points on the Freedom are the same as the CSP, but the CSP allows you to transfer them directly to travel partners (a much better redemption value than cash back).
Why do you want a CSP?
1. Yes a visa signature card is a good thing to have.
2. If you want to use your freedom points the best way possible then the transfer to travel partners (assuming you would use those partners) is the best way to go, so the CSP is what you need not the CS.
3. There may be better travel cards out there if you are going to be travelling that extensively. It depends on what hotels/airlines you will be using. How many nights in hotels would you have? Are you going international or domestic?
Keep in mind that to obtain the CSP you will need to qualify for at least a 5k credit line.
I travel average around 5 times per Year within US Cities and around 4-6 Internationally . I have my delta Card from Amex and was thinking of making them as my primary Airlines. But Now , after the other suggesting that their redemption is not that good, I plan to search and select my Airlines which has the best redemption value and easy rewards structure.
Regarding Hotels, I have some what different requirement-
1) For Travel with in US, I need some economical hotels like Fairmount/ Marriot (My Expense)
2) For International Travel I need some good hotels Like RC, IHG etc. (Paid by someone else)
Still not sure if there are any card which will meet my both requirement. Searching on that one!!
REgarding 5K limit, I got my Freedom 1 Month Back with a CL of 3000. I am maxing this card every month and PIF each month and I hope after 5-6 months they will approve for a $5k Limit.