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CSP after one year...

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DigitalArk
Valued Contributor

CSP after one year...

How many ppl are still keeping it?

Message 1 of 30
29 REPLIES 29
Anonymous
Not applicable

Re: CSP after one year...

Still have mine but am not too happy about the changes! I think the 2% on restaurants and the card look are keeping me =/

Message 2 of 30
mongstradamus
Super Contributor

Re: CSP after one year...


@DigitalArk wrote:

How many ppl are still keeping it?


I am contemplating it ,need to do numbers on how much I spend eating and travel.the reason I would keep it is I probably don't have access to ink cards .



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 30
BearsAndTurtlesRtheBest
Senior Contributor

Re: CSP after one year...

CSP is getting its cardholders dissapointed i would keep it only for the look but after a certain time I know that...... well that........... my love would go away from it (faints)

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 30
bigblue7722
Valued Contributor

Re: CSP after one year...

I will keep mine cause of chase freedom. If it was not for the freedom i would probably get rid of it. I think the card should be two points on everything not just dining and travel. Chase marriott is def worth the 85 bucks just for the free night. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 5 of 30
red259
Super Contributor

Re: CSP after one year...


@BearsAndTurtlesRtheBest wrote:

CSP is getting its cardholders dissapointed i would keep it only for the look but after a certain time I know that...... well that........... my love would go away from it (faints)


Since I have the ink bold I am just going to downgrade the CSP to the CS in order to keep the credit line open for util and AAoAs. Plus I can still use it for bonus spend on restaurants. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 6 of 30
BearsAndTurtlesRtheBest
Senior Contributor

Re: CSP after one year...


@red259 wrote:

@BearsAndTurtlesRtheBest wrote:

CSP is getting its cardholders dissapointed i would keep it only for the look but after a certain time I know that...... well that........... my love would go away from it (faints)


Since I have the ink bold I am just going to downgrade the CSP to the CS in order to keep the credit line open for util and AAoAs. Plus I can still use it for bonus spend on restaurants. 


that works!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 7 of 30
VerseRSD
Member

Re: CSP after one year...

I'm canceling. 

 

I got in with the 50k UR for $3k spend last November.  Unfortunately now my AF is $125. 

 

I have a Freedom as well so I'll likely park my remaining UR there if I don't need to top off an account. 

 

According to some blogs there was a change in wording on some of the Chase cards including CSP so getting another bonus might be possible down the road. I'm willing to take that chance and reapply after I've churned a few more cards.

 

If most of my spending went on it instead of meeting min spends, I'd prob keep it. 

Message 8 of 30
red259
Super Contributor

Re: CSP after one year...


@VerseRSD wrote:

I'm canceling. 

 

I got in with the 50k UR for $3k spend last November.  Unfortunately now my AF is $125. 

 

I have a Freedom as well so I'll likely park my remaining UR there if I don't need to top off an account. 

 

According to some blogs there was a change in wording on some of the Chase cards including CSP so getting another bonus might be possible down the road.  I'm willing to take that chance and reapply after I've churned a few more cards. 

 

If most of my spending went on it instead of meeting min spends, I'd prob keep it. 


This is interesting. In order to have a shot at another bonus down the road do you think I would need to close it all together or would it be ok if I just doiwngraded to the CS?

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 9 of 30
bigblue7722
Valued Contributor

Re: CSP after one year...


@VerseRSD wrote:

I'm canceling. 

 

I got in with the 50k UR for $3k spend last November.  Unfortunately now my AF is $125. 

 

I have a Freedom as well so I'll likely park my remaining UR there if I don't need to top off an account. 

 

 If most of my spending went on it instead of meeting min spends, I'd prob keep it. 


Wait what? 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 10 of 30
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