CSP & CSR considered same bonus

[Justrebuilding]

So I had the CSP in 2014, got the CSR in 2016. I applied for the CSP today and was told I had gotten the sign up bonus within the last 24 months so I was not eligible. No credit check was run.

I just thought I would share in case anyone was like me and did not know they consider the bonuses for those cards to be one and the same for the 24 month rule.

I will be looking into the AMEX platform as I need a new travel card, all I've ever used was UR points.

[simplynoir]

Correct. Both cards are considered Sapphire products so they fall under the same umbrella for the signup bonus with regards to their 24 month rule.

[UpperNwGuy]

Correct.  This has been true for quite a while now, and it has been widely discussed on this forum and in the Doctor of Credit blog.  In fact, it's not just about the bonus.  They won't give you a second Sapphire card if you already have a Sapphire card, even without a bonus.

[wasCB14]

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@Justrebuilding wrote:
So I had the CSP in 2014, got the CSR in 2016. I applied for the CSP today and was told I had gotten the sign up bonus within the last 24 months so I was not eligible. No credit check was run.

I just thought I would share in case anyone was like me and did not know they consider the bonuses for those cards to be one and the same for the 24 month rule.

I will be looking into the AMEX platform as I need a new travel card, all I've ever used was UR points.

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Your signature shows a CSR. Generally speaking (there is a complicated loophole), customers are limited to having one Sapphire card at a time. The rejection reason is more complicated than bonus timing.

I PCed my 2015 CSP to CFU this year and got CSR a few months later.

[Justrebuilding]

I actually did a PC on my CSR to another freedom unlimited when the next annual fee was going to hit, just need to update my signature.

[CreditCuriosity]

Only way to do it is get two instant approvals on same day and you can obtain CSP/CSR that way and I believe two bonuses as well.  Otherwise as others stated you can only have one of the products, etc.

[simplynoir]

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@CreditCuriosity wrote:

Only way to do it is get two instant approvals on same day and you can obtain CSP/CSR that way and I believe two bonuses as well.  Otherwise as others stated you can only have one of the products, etc.

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Yes and this still works for those curious. My GF double-dipped on the CSP/CSR last month and was able to get both cards and their SUBs.