CSP and BCP

[afbar1114]

Not apping but what does chase look for when apping for CSP? And what does amex look for when apping for BCP? I am asking because it will more then likely cone down to these two cards and i would like to know which i will have a better shot for

[Anonymous]

They're both good cards and require good stats.  If you're in the right spot, I'd suggest going for both if you want them.  Amex values prior relationships a lot, so your Zync will be of great help.  I know Chase likes to see high limits on Sapphire applications, which itself requires a high limit.

[afbar1114]

Thats what i thought i may just app for BCP in a year. Keep using zync for like $200-$300 a month. CSP might be my two year goal. Freedom will be a PC from slate at 13 month

[Anonymous]

You'll have to see where you're at in a year, but that sounds like a good working plan.  Unless you are able to raise some of those limits, I don't think you'll be able to get the CSP.  On the other hand, I do know from personal experience that Amex will generously exceed existing credit limits if the conditions are right.

[afbar1114]

I plan on asking for a cli on my boa card in six months some where around 2-3k ill ask for and if they counter ill take it. I do have high limit store cards though. And if i can get bcp at 61day mark get cli then maybe try for a csp. I only plan on keeping my kohls store card. So ill have six cards

[Anonymous]

Yeah, if you are approved for the BCP with a good limit, it will definitely help towards the Sapphire.  Chase will probably want to see a $5K or higher limit already on your report.

[afbar1114]

So now that i got my goal set i can garden towards something. I need goals lol

[Anonymous]

It sounds like:  6 months from now, ask for a limit increase or two; 12 months apply for a Blue Cash Preferred; 18-24 months apply for a Sapphire Preferred.  That should be a good plan.

[Anonymous]

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@afbar1114 wrote:
So now that i got my goal set i can garden towards something. I need goals lol

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Yep, goals are good!

[afbar1114]

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@Anonymous wrote:

It sounds like:  6 months from now, ask for a limit increase or two; 12 months apply for a Blue Cash Preferred; 18-24 months apply for a Sapphire Preferred.  That should be a good plan.

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yea this is my plan CLI on BoA and chase. app for BCP in april 2013 and PC to freedom in 2/2013. CSP in 10/2013